David Ramirez
$99,900$109,0002 bd2 ba1,248 sqft$80 /sqft$1,216 /mo all-in ↓

39820 US HIGHWAY 19 N UNIT 182, TARPON SPRINGS, FL, 34689

Active135 days on marketListed Mar 30, 2026MLS #TB8491545

Priced 71% below the TARPON SPRINGS 34689 medianReduced $9KFully furnishedMobile HomeSTONEHEDGE ON THE HILL M/H PARK CO-OP UNREC

About this home

39820 US HIGHWAY 19 N UNIT 182

Seller Says Make an Offer! Welcome to Stonehedge on the Hill, one of Tarpon Springs most desirable resident-owned 55+ communities, where you own a co-op share with NO lot rent! Ideally located near the end of a quiet dead-end street and just around the corner from the clubhouse and amenities, this home offers both convenience and a prime setting within the community. You’re also just steps from Cody’s Original Roadhouse and minutes to beaches, parks, restaurants, fine dining, and historic downtown Tarpon Springs. Quick and easy access to the Pinellas Trail, ideal for walking, running, biking, and skating. This 2-bedroom, 2-bath home offers 1,248 heated square feet with a spacious, well-designed layout. A standout feature is the large Florida room with updated windows, adding approximately 240 additional square feet of enjoyable living space (not included in heated square footage). The kitchen is fully equipped with all appliances, including a dishwasher and microwave, and features ample cabinet space, a closet pantry, and broom closet. A cozy dinette opens to the living room and foyer, while a separate dining room includes a built-in china cabinet. The home is being sold fully furnished, with many quality pieces you’ll likely want to keep. Both bedrooms are generously sized to accommodate king-size beds. The primary suite features a large walk-in closet and private water closet with a step-in shower. The second bathroom includes a tub/shower combination and a double-flush toilet. Additional features include a spacious 6x8 shed with a full-size side-by-side washer and dryer. The exterior walls are with vinyl siding, and an updated electrical system (2000). The HVAC system was replaced in 2021. The roof-over covering the main heated living area was installed in 1999 and will need replacement. There is also a metal roof over the carport, shed, and Florida room. The extended 11x44 carport easily accommodates two vehicles and a golf cart. Important: The home is priced to reflect needed updates, including roof replacement, flooring, and subfloor work. With some improvements, this property has excellent potential as a winter retreat or full-time residence. The low HOA fee of $380/month includes water, sewer, trash/recycling, lawn care, basic cable (70+ channels), internet/Wi-Fi, and pest control. Residents enjoy resort-style amenities, including a clubhouse with meeting and dance hall, heated pool, shuffleboard courts, game rooms, library, and a full calendar of social activities. A convenient side gate provides easy access to Mango Street, nearby shopping, medical facilities, Fred Howard Park, Sunset Beach, and the Tarpon Springs Sponge Docks. No flood or storm damage from the last two hurricanes offers added peace of mind. This is a great opportunity to own in a vibrant, low-maintenance 55+ community—bring your vision and make it your own. Schedule your showing today.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,248

Sqft

0 ac

Lot size

1974

Year built

One

Levels

$80

Per sqft

Furnished55+ communityPets allowed

Inside

FlooringCarpet · Linoleum
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorAccessibility Features · Ceiling Fan(s) · Eating Space In Kitchen · L Dining · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryOther
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMembrane · Metal
ConstructionVinyl Siding
FoundationPillar/Post/Pier
FacesWest
ParkingCovered · Driveway · Tandem
ExteriorAwning(s) · Irrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors · Sprinkler Metered · Storage

Community & fees

HOA fee$380/mo
Taxes (2025)$526/yr
PetsCats OK, Number Limit, Yes
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Gated Community - Guard · Golf Carts OK · Pool · Sidewalks · Wheelchair Access

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Sprinkler Well · Street Lights · Water Connected
WaterPublic · Well

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,216 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$588
FHA mortgage insurance (est.)$44
Property tax — 2025 actual bill$44
HOA fee — from the listing$380
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $3,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $3,497
Interest rate6.00%
Loan term

Estimated payment

$1,216/mo

Principal & interest$588
FHA mortgage insurance (est.)$44
Property taxes (actual bill)$44
HOA / condo fee$380
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $100K
$96KedgeAI estimate $223,358 · range $171K$244K$254K

vs edgeAI estimate

−55.3%

$/sqft vs Tarpon Springs actives

$80 vs $244

Days on market

135 vs 46 typical

Where $80/sqft sits among the 272 Tarpon Springs actives

18 · this home
69
96
39
21
29
$80–146$146–211$211–277$277–342$342–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Tarpon Springs

Map of 39820 US HIGHWAY 19 N UNIT 182

Drive times from this address

Tampa Int’l Airport (TPA)37 min
Downtown Tampa41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tarpon Springs. See the full Tarpon Springs guide →

TARPON SPRINGS 34689 — neighborhood snapshot

Population

27,007

Median age

55.7

Median income

$66,523

Median home value

$311,500

Avg household

2.15

Households w/ children

1,849

For the school run

Pinellas County School District

HighTarpon Springs High School★★★★★
MiddleTarpon Springs Middle School★★★★★
ElementarySunset Hills Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tarpon Springs market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$433K$400K

Tarpon Springs median sold, yr/yr

95.9%

Sale-to-list ratio (12 mo)

149 of 272

Tarpon Springs actives have cut their price

Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →

Paper trail

This home's history

CurrentPrice reduced to $99,900 $9K
Mar 30, 2026Listed at $109,000 · 135 days on market since
1974Built · STONEHEDGE ON THE HILL M/H PARK CO-OP UNREC

Reality check

What actually sold near 39820 US HIGHWAY 19 N UNIT 182

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

39820 US HIGHWAY 19 N UNIT 180Sold · Oct ’25

$185,000

39820 US HIGHWAY 19 N UNIT 180 · same community

3 bd · 2 ba · 1,296 sqft · $143/sqft · 0 DOM

39820 US HIGHWAY 19 N UNIT 76Sold · Sep ’25

$135,000

39820 US HIGHWAY 19 N UNIT 76 · same community

2 bd · 2 ba · 1,181 sqft · $114/sqft · 185 DOM

39820 US HIGHWAY 19 N UNIT 222Sold · May ’26

$130,000

39820 US HIGHWAY 19 N UNIT 222 · same community

2 bd · 2 ba · 1,144 sqft · $114/sqft · 153 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 39820 US HIGHWAY 19 N UNIT 182 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 39820 US HIGHWAY 19 N UNIT 182 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

39820 US HIGHWAY 19 N UNIT 182 FAQs

What would the monthly payment be for 39820 US HIGHWAY 19 N UNIT 182?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,216/mo — principal and interest, the actual property-tax bill, the $380/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 39820 US HIGHWAY 19 N UNIT 182?+

The association fee works out to $380 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 39820 US HIGHWAY 19 N UNIT 182?+

The most recent tax bill on record (2025) was $526. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 39820 US HIGHWAY 19 N UNIT 182?+

The listing reports pets: Cats OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Tarpon Springs?+

At $99,900, this home is listed about 77% below the Tarpon Springs median of $430,000. The market section on this page shows how the area is trending.

Which schools are assigned to 39820 US HIGHWAY 19 N UNIT 182?+

Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the TARPON SPRINGS 34689 market on paper

$99,900 is 71% below the TARPON SPRINGS 34689 median of $344,000, and at $80/sqft it sits under the Tarpon Springs average of $270.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

135 days on market against a Tarpon Springs median of 46 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $109,000, now $99,900 — a $9K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Connie Dichtas. MLS #TB8491545.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Tarpon Springs homes, in your inbox

Like 39820 US HIGHWAY 19 N UNIT 182 but not quite? A daily digest of every new listing in Tarpon Springs — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 12, 2026 at 1:43 PM UTC. The listing information on this page last changed on August 12, 2026 at 1:43 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 12, 2026 at 1:43 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 12, 2026 at 1:43 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.