David Ramirez
$228,5003 bd2 ba1,221 sqft$187 /sqft$1,909 /mo all-in ↓

3240 BRIAR CLIFF DRIVE, HOLIDAY, FL, 34691

Active116 days on marketListed Apr 7, 2026MLS #TB8491452

Single Family ResidenceBEACON SQUARE

About this home

3240 BRIAR CLIFF DRIVE

Gulf Coast beaches and the iconic Tarpon Springs Sponge Docks just minutes away. This is the kind of Florida lifestyle first-time buyers dream about, and this home puts it within reach. This 3-bedroom, 2-bathroom home with a 1-car garage sits in a non-flood zone community and offers a comfortable, functional layout with genuine upgrades already in place. The kitchen is already the kind most people renovate toward: soft-close cabinetry, designer granite countertops, and Samsung stainless steel appliances ready to go. The primary suite offers a genuine escape with porcelain tile floors and a stunning designer tile shower. A sprawling 17×10 family room flows off the kitchen, and vinyl and tile flooring ties the whole home together beautifully. The major systems are in good shape — 2016 architectural shingle roof, 2016 AC, and a 2021 water heater. Priced to reflect its current condition, meaning you get a well-located, upgraded home with genuine upside. Affordable, move-in friendly, and steps from everything the Florida lifestyle has to offer. If you’ve been waiting for the right moment to stop renting and start owning, or looking for a second home in the Gulf Coast, this is it. Florida lifestyle. Real value. This is the one.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,221

Sqft

0.12 ac

Lot size

1

Garage

1966

Year built

One

Levels

$187

Per sqft

Pets allowed

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Split Bedroom · Tray Ceiling(s)
LaundryElectric Dryer Hookup · In Garage · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesSouth
ParkingCircular Driveway
ExteriorNone

Community & fees

Taxes (2025)$3,636/yr
PetsYes

Utilities & systems

UtilitiesOther
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,909 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,345
FHA mortgage insurance (est.)$101
Property tax — 2025 actual bill$303
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,998Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,998
Interest rate6.00%
Loan term

Estimated payment

$1,909/mo

Principal & interest$1,345
FHA mortgage insurance (est.)$101
Property taxes (actual bill)$303
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $229K
$219KedgeAI estimate $245,393 · range $234K$262K$273K

vs edgeAI estimate

−6.9%

$/sqft vs BEACON SQUARE

$187 vs $199

Days on market

116 vs 37 typical

Where $187/sqft sits among the 51 homes for sale in BEACON SQUARE

10
12 · this home
10
11
3
5
$156–176$176–195$195–215$215–235$235–254$254+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Holiday

Map of 3240 BRIAR CLIFF DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)44 min
Downtown Tampa48 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Holiday. See the full Holiday guide →

HOLIDAY 34691 — neighborhood snapshot

Population

20,072

Median age

46.3

Median income

$48,387

Median home value

$172,100

Avg household

2.13

Households w/ children

1,689

For the school run

Pasco County School District

HighAnclote High School★★★★★
MiddlePaul R. Smith Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Holiday market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$236K$230K

Holiday median sold, yr/yr

96.1%

Sale-to-list ratio (12 mo)

25 of 51

BEACON SQUARE have cut their price

Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

Apr 7, 2026Listed at $228,500 · 116 days on market since
1966Built · BEACON SQUARE

Reality check

What actually sold near 3240 BRIAR CLIFF DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3432 DEVONSHIRE DRIVESold · Jan ’26

$250,000

3432 DEVONSHIRE DRIVE · same community

3 bd · 2 ba · 1,232 sqft · $203/sqft · 40 DOM

3625 WINDHAM DRIVESold · Apr ’26

$225,000

3625 WINDHAM DRIVE · same community

3 bd · 1 ba · 1,200 sqft · $188/sqft · 84 DOM

3608 EDENWOOD DRIVESold · Apr ’26

$170,000

3608 EDENWOOD DRIVE · same community

2 bd · 2 ba · 1,200 sqft · $142/sqft · 166 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3240 BRIAR CLIFF DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3240 BRIAR CLIFF DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3240 BRIAR CLIFF DRIVE FAQs

What would the monthly payment be for 3240 BRIAR CLIFF DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,909/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3240 BRIAR CLIFF DRIVE?+

The most recent tax bill on record (2025) was $3,636. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3240 BRIAR CLIFF DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Holiday?+

At $228,500, this home is listed about 7% below the Holiday median of $245,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3240 BRIAR CLIFF DRIVE?+

Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of ENGEL & VOLKERS BELLEAIR · Michele Strong. MLS #TB8491452.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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