18931 CHAVILLE ROAD, LUTZ, FL, 33558
Active115 days on marketListed Mar 31, 2026MLS #TB8491376
About this home
18931 CHAVILLE ROAD
We are pleased to present this BEAUTIFUL M/I HOMES BUILT 4 BEDROOM + BONUS ROOM (upstairs) + OFFICE, 3 bath, 3,296 sq. ft. home in Cheval! Situated on a SPECTACULAR CUL DE SAC, CONSERVATION LOT, this model like property features: a light and bright open floor plan with neutral decor and volume ceilings; SPECTACULAR KITCHEN with quartz counter tops, 42" cabinets, stainless steel appliances, closet pantry, and center island; BEAUTIFUL FLOORING great for every day "wear and tear", CROWN MOLDING, 5 1/4" BASEBOARDS and PLANTATION SHUTTERS; tray ceilings; UPDATED BATHROOMS; 2 master bedroom closets with built ins; NEW ROOF (2019); HEATED POOL/SPA package with NEW POOL HEATER (2019), screen enclosure and large lanai; lush landscape; IMMACULATE CONDITION and much more! Cheval has 3 convenient entry gates, all of which are staffed 24 hours a day, seven days a week. This Property also offers easy access to the recently purchased and renovated Club at Cheval and to the TPC Club. Add to these GREAT SCHOOLS (McKitrick ES, Martinez MS, and Steinbrenner HS) and a convenient location for shopping, restaurants, county parks (Brooker Creek Headwaters Nature Preserve with a 4.3 mile hiking trail), medical facilities, and interstate travel, and you have a fantastic place to call home!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,296
Sqft
0.39 ac
Lot size
3
Garage
2001
Year built
One
Levels
$358
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$8,490 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,490/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.1%
Days on market
115 vs 35 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
LUTZ 33558 — neighborhood snapshot
Population
30,912
Median age
40.4
Median income
$107,427
Median home value
$479,300
Avg household
2.76
Households w/ children
4,377
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 217% above the LUTZ 33558 median. See the full Lutz market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18931 CHAVILLE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18931 CHAVILLE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18931 CHAVILLE ROAD FAQs
What would the monthly payment be for 18931 CHAVILLE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,490/mo — principal and interest, the actual property-tax bill, the $11/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18931 CHAVILLE ROAD?+
The association fee works out to $11 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18931 CHAVILLE ROAD?+
The most recent tax bill on record (2025) was $18,180. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18931 CHAVILLE ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $1,179,000, this home is listed about 141% above the Lutz median of $489,999. The market section on this page shows how the area is trending.
Which schools are assigned to 18931 CHAVILLE ROAD?+
McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,179,000 runs 217% above the LUTZ 33558 median — but at 3,296 sqft it's also 55% larger than the typical Lutz listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
115 days on market against a Lutz median of 35 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.
Listing courtesy of COLDWELL BANKER REALTY · Scott Kennedy. MLS #TB8491376.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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