1215 EL CAMINO ROAD, LAKELAND, FL, 33805
Active134 days on marketListed Mar 30, 2026MLS #TB8491365
About this home
1215 EL CAMINO ROAD
Your in luck!! This is back on the market. The last Buyer's financing fell through. 4 BED, 3 BATH which includes a detached IN-LAW SUITE located minutes away from I-4. Walking in, we have a comfortable family room with an electric fireplace. GRANIT Counter tops, REAL WOOD cabinets inlaid with updated appliances greet us in the kitchen. Walking to the other side of the house is the Master Bedroom that boasts a charming walk-in shower. Into the hallway we have an upgraded guest bathroom flanked on either size with 2 oversized bedrooms. Headed out of the house, the yard reveals plenty of room for fun and entertainment. Headed over to the private entrance of the detached IN-LAW SUITE there is a kitchen, walk-in shower as well as a place to keep family and friends over for an extended time in their own space. Come find out how this home makes a perfect fit for your family before it is gone. Seller Financing is available ask for details.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,471
Sqft
0.23 ac
Lot size
1971
Year built
One
Levels
$203
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,323 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,323/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lakeland actives
$203 vs $194
Days on market
134 vs 45 typical
Where $203/sqft sits among the 400 Lakeland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Winston
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Winston — neighborhood snapshot
Population
10,023
Median age
47
Median income
$45,211
Median home value
$79,754
Avg household
2
Households w/ children
920
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
203 of 400
Lakeland actives have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the LAKELAND 33805 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1215 EL CAMINO ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$260,000
2190 NE 130TH AVENUE · same community
1 bd · 1 ba · 800 sqft · $325/sqft · 15 DOM
Sold · Jul ’26$100,000
844 STRAIN BOULEVARD
3 bd · 2 ba · 1,488 sqft · $67/sqft · 30 DOM
Sold · Sep ’25$277,000
1106 CRESTVIEW AVENUE
4 bd · 2 ba · 1,432 sqft · $193/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1215 EL CAMINO ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1215 EL CAMINO ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1215 EL CAMINO ROAD FAQs
What would the monthly payment be for 1215 EL CAMINO ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,323/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1215 EL CAMINO ROAD?+
The most recent tax bill on record (2025) was $3,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $299,000, this home is listed about 11% below the Lakeland median of $337,300. The market section on this page shows how the area is trending.
Which schools are assigned to 1215 EL CAMINO ROAD?+
Jesse Keen Elementary School (elementary), Kathleen Senior High School (high), Sleepy Hill Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$299,000 runs 25% above the LAKELAND 33805 median.
02Time on market is leverage
134 days on market against a Lakeland median of 45 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $330,000, now $299,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Gregory Watson. MLS #TB8491365.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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