David Ramirez
$800,000$895,0004 bd4.5 ba4,819 sqft$166 /sqft$6,324 /mo all-in ↓

902 RIVER RAPIDS AVENUE, BRANDON, FL, 33511

Active118 days on marketListed Mar 27, 2026MLS #TB8491110

Reduced $95KPrivate poolSingle Family ResidenceRIVER RAPIDS SUB

About this home

902 RIVER RAPIDS AVENUE

4 bedrooms, 3 full and 2 half baths, Indoor Pool/Spa, Elevator, 2 Fireplaces, Wet Bar, and Gated Circular Driveway at the end of a quiet cul-de-sac. This is an extremely unique floor plan (bedrooms are creatively situated within the upstairs floor plan). This property sits on over an acre with 138 feet of Alafia River frontage, with a walking trail back to the Private Dock and Riverside Deck where you can canoe/kayak/paddleboard or just enjoy your peaceful mornings. 4 + car garage (1000 + sq ft) with a mechanic's pit. Solid oak double door entry way leads into the two-story marble foyer, where you are enveloped in rich craftsmanship and architecture. Intricate solid oak detailing, 9’ Ceilings, 5.5” Baseboards and luxury finishes throughout. Dining room is adorned with a custom-built oak China cabinet. The heart of the home is a chef’s dream kitchen, equipped with a Sub-Zero refrigerator and freezer, induction cooktop with anti-scratch matte glass, granite countertops, a center island, walk-in pantry, and a spacious eat-in area. The family room features a cozy wood burning fireplace, custom-built oak shelves and cabinetry, a wet bar with ice maker, sink, frig, built-in blender and a surround sound system. Two 3-panel sliding glass pocket doors vanish to reveal the enclosed Atrium with solar heated (15x30) Indoor Pool & Spa. This indoor oasis is set under a two-story vaulted ceiling with skylights and includes an outdoor kitchen, complete with gas grill, Thermador hood, refrigerator, and sink and access to a full bathroom making this area ideal for year-round entertaining. Ascend by elevator or stair to the spacious owner's suite, a 17x20 retreat with dual cedar-lined walk-in closets and a European spa-style bath, featuring dual vanities with sinks and a central walk-in shower. Adjoining the suite is a spacious flex room with its own fireplace, ideal as a private lounge, nursery, or 4th bedroom. Glass doors lead to a balcony overlooking the pool/spa atrium below. A second bedroom suite includes dual built-in closets, a private en-suite bath with dual vanities with sinks, and a step-in shower. An upstairs laundry room and a fourth-bedroom or versatile flex room round out the second floor. Modern Light Fixtures & Granite Countertops, Updated Pool Pump & Upgraded Water Heaters (2) Newer AC's (2022). Once-in-a-lifetime opportunity to own a secluded riverfront residence.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

4,819

Sqft

1.03 ac

Lot size

4

Garage

1991

Year built

Two

Levels

$166

Per sqft

Private poolFireplaceTrees/Woods & Water viewPets allowed

Inside

FlooringCarpet · Porcelain Tile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Electric Water Heater · Indoor Grill · Microwave · Range · Range Hood · Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · Elevator · High Ceilings · Other · PrimaryBedroom Upstairs · Skylight(s) · Solid Surface Counters · Solid Wood Cabinets · Thermostat · Walk-In Closet(s) · Wet Bar
LaundryInside · Upper Level
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBrick
FoundationSlab
ViewTrees/Woods · Water
FacesEast
ParkingDriveway · Garage Faces Side · Guest · Oversized · Workshop in Garage
ExteriorLighting · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Rain Barrel/Cistern(s) · Rain Gutters · Sliding Doors

Community & fees

HOA fee$15/mo
Taxes (2025)$18,391/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Underground Utilities · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,324 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,317
PMI (est., until 20% equity)$300
Property tax — 2025 actual bill$1,533
HOA fee — from the listing$15
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $80,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $80,000
Interest rate6.00%
Loan term

Estimated payment

$6,324/mo

Principal & interest$4,317
PMI (est., until 20% equity)$300
Property taxes (actual bill)$1,533
HOA / condo fee$15
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $800K
$768KedgeAI estimate $1,084,517 · range $954K$1.4M$1.5M

vs edgeAI estimate

−26.2%

Days on market

118 vs 23 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Brandon

Map of 902 RIVER RAPIDS AVENUE

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Brandon. See the full Brandon guide →

BRANDON 33511 — neighborhood snapshot

Population

60,399

Median age

38

Median income

$77,383

Median home value

$324,900

Avg household

2.63

Households w/ children

7,399

For the school run

Hillsborough County School District

HighBrandon High School★★★★
ElementaryYates Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Brandon market

Seller’s marketLeans seller3.8 months of inventoryBuyer’s market

$375K$387K

Brandon median sold, yr/yr

98.2%

Sale-to-list ratio (12 mo)

Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 129% above the BRANDON 33511 median. See the full Brandon market guide →

Paper trail

This home's history

CurrentPrice reduced to $800,000 $95K
Mar 27, 2026Listed at $895,000 · 118 days on market since
1991Built · RIVER RAPIDS SUB

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 902 RIVER RAPIDS AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 902 RIVER RAPIDS AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

902 RIVER RAPIDS AVENUE FAQs

What would the monthly payment be for 902 RIVER RAPIDS AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,324/mo — principal and interest, the actual property-tax bill, the $15/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 902 RIVER RAPIDS AVENUE?+

The association fee works out to $15 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 902 RIVER RAPIDS AVENUE?+

The most recent tax bill on record (2025) was $18,391. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 902 RIVER RAPIDS AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Brandon?+

At $800,000, this home is listed about 116% above the Brandon median of $369,900. The market section on this page shows how the area is trending.

Which schools are assigned to 902 RIVER RAPIDS AVENUE?+

Brandon High School (high), Yates Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$800,000 runs 129% above the BRANDON 33511 median — but at 4,819 sqft it's also nearly 3 times the size of the typical Brandon listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

118 days on market against a Brandon median of 23 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $895,000, now $800,000 — a $95K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 LINK REALTY, INC. · Michele Urbanowski. MLS #TB8491110.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Brandon homes, in your inbox

Like 902 RIVER RAPIDS AVENUE but not quite? A daily digest of every new listing in Brandon — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 23, 2026 at 4:47 PM UTC. The listing information on this page last changed on July 23, 2026 at 4:47 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 23, 2026 at 4:47 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 23, 2026 at 4:47 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.