13917 76TH TERRACE, SEMINOLE, FL, 33776
Active112 days on marketListed Apr 3, 2026MLS #TB8491086
About this home
13917 76TH TERRACE
Welcome to this beautifully maintained home in a highly desirable location—just a very short walk to the beach, yet FLOOD INSURANCE IS NOT REQUIRED. Tucked away at the end of a quiet DEAD-END STREET, AN OVER-SIZE LOT (approx 12,000sf), this property offers exceptional PRIVACY, abundant GREEN SPACE, and a yard that is FULLY FENCED—perfect for relaxing or entertaining. Step inside to discover a true 3-bedroom, 2-bathroom home featuring bright, open floor plan with carefree tile flooring throughout and an abundance of natural light. The flexible and spacious family room is the heart of the home, complete with a cozy wood-burning fireplace, vaulted ceilings and serene views of the large screened-in porch and lush backyard. The primary suite is generously sized and includes a versatile bonus area—ideal for a home office, nursery, or private retreat. The oversized indoor laundry room is a standout feature, offering incredible storage, a dedicated workspace or craft area, and convenient access to the outdoors. Additional highlights include a BRAND NEW AIR CONDITIONER MAY 2026, an extra large screened-enclosed porch perfect for year-round enjoyment and a nicely finished garage with durable epoxy flooring. In addition to the convenience of the beach, the home is super convenient to great shopping, the Seminole City Center, several schools and easy access to major roads. The Boca Ciega Millennium Park is a short walk, and the World Famous Pinellas Trail is very accessible. There is not an HOA, so rental opportunity is possible. This home truly checks all the boxes—location, privacy, and functionality. Schedule your showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,980
Sqft
0.27 ac
Lot size
2
Garage
1983
Year built
One
Levels
$376
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,379 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,379/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16%
$/sqft vs Seminole actives
$376 vs $253
Days on market
112 vs 44 typical
Where $376/sqft sits among the 300 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Seminole
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
SEMINOLE 33776 — neighborhood snapshot
Population
12,711
Median age
50.6
Median income
$101,618
Median home value
$436,700
Avg household
2.54
Households w/ children
1,116
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$410K → $410K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
165 of 300
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% above the SEMINOLE 33776 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 13917 76TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$795,000
13702 76TH TERRACE · same community
3 bd · 2 ba · 1,991 sqft · $399/sqft · 14 DOM
Sold · May ’26$750,000
13781 74TH AVENUE · same community
4 bd · 2.5 ba · 2,299 sqft · $326/sqft · 33 DOM
Sold · Dec ’25$915,000
13780 76TH AVENUE · same community
4 bd · 3.5 ba · 2,692 sqft · $340/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13917 76TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13917 76TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
13917 76TH TERRACE FAQs
What would the monthly payment be for 13917 76TH TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,379/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 13917 76TH TERRACE?+
The most recent tax bill on record (2025) was $11,030. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Seminole?+
At $745,000, this home is listed about 81% above the Seminole median of $410,950. The market section on this page shows how the area is trending.
Which schools are assigned to 13917 76TH TERRACE?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$745,000 runs 49% above the SEMINOLE 33776 median — but at 1,980 sqft it's also 30% larger than the typical Seminole listing.
02Time on market is leverage
112 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $765,000, now $745,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Melody Hunter. MLS #TB8491086.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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