1650 SEGOVIA CIRCLE, VERO BEACH, FL, 32966
Active120 days on marketListed Mar 26, 2026MLS #TB8491004
About this home
1650 SEGOVIA CIRCLE
Breathtaking 2020 concrete block GHO "Camino" model home offers 3 bed, 2 bath, split/open floor plan w/ 3 car garage. Serene lake views with sprawling oak offers extensive shade. Fenced in backyard with extended pavers makes for a true entertainer's dream. Impact windows, quartz countertops, shiplap finishes, custom wood work, epoxy garage floors for car lovers, custom cabinetry, tile floors throughout, oversized screened in lanai w. southern exposure. Low HOA's, close to everything Vero Beach has to Offer! Community amenities include: privacy entry gate, pool clubhouse & gym. Easy commute!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,885
Sqft
0.17 ac
Lot size
3
Garage
2020
Year built
One
Levels
$284
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,847 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,847/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Vero Beach actives
$284 vs $245
Days on market
120 vs 30 typical
Where $284/sqft sits among the 400 Vero Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Segovia Lake
Get to know Vero Beach. See the full Vero Beach guide →
Segovia Lake — neighborhood snapshot
Population
268
Median age
62
Median income
$79,219
Median home value
$381,400
Avg household
3
Households w/ children
14%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$330K → $412K
Vero Beach median sold, yr/yr
98.0%
Sale-to-list ratio (12 mo)
60 of 400
Vero Beach actives have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 70% above the VERO BEACH 32966 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 1650 SEGOVIA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$365,000
Nearby listing
3 bd · 2 ba · 1,900 sqft · $192/sqft · 35 DOM
Sold · Jun ’26$379,000
6364 LENNOX LANE
3 bd · 2 ba · 1,927 sqft · $197/sqft · 50 DOM
Sold · Jun ’26$379,000
6364 Lennox Lane, Vero Beach FL 32966
3 bd · 2 ba · 1,927 sqft · $197/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1650 SEGOVIA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1650 SEGOVIA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1650 SEGOVIA CIRCLE FAQs
What would the monthly payment be for 1650 SEGOVIA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,847/mo — principal and interest, the actual property-tax bill, the $267/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1650 SEGOVIA CIRCLE?+
The association fee works out to $267 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1650 SEGOVIA CIRCLE?+
The most recent tax bill on record (2025) was $408. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1650 SEGOVIA CIRCLE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $535,000, this home is listed about 60% above the Vero Beach median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1650 SEGOVIA CIRCLE?+
Glendale Elementary School (elementary), Vero Beach High School (high), Storm Grove Middle School (middle) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$535,000 runs 70% above the VERO BEACH 32966 median — but at 1,885 sqft it's also 22% larger than the typical Vero Beach listing.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
120 days on market against a Vero Beach median of 30 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $550,000, now $535,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BILLERO & BILLERO - BEACH OFFC · Gene Billero. MLS #TB8491004.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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