David Ramirez
$989,0003 bd3 ba3,042 sqft$325 /sqft$6,480 /mo all-in ↓

34115 AMERICANA AVENUE, DADE CITY, FL, 33525

Active111 days on marketListed Apr 20, 2026MLS #TB8490900

Private poolSingle Family ResidenceLAKE JOVITA GOLF AND COUNTRY CLUB

About this home

34115 AMERICANA AVENUE

HIDDEN GEM in the HILLS of East Pasco, where you can Experience refined LUXURY living in this exceptional, custom-designed “Bonaire” residence by Arthur Rutenberg, ideally positioned on a beautifully landscaped, elevated corner homesite within the prestigious Lake Jovita Golf & Country Club. Perfectly situated just moments from the clubhouse, this exquisite 3042 sf home captures sweeping views of the putting green and driving range from its expansive lanai, creating a serene and picturesque backdrop for everyday living and casual elegant entertaining. Meticulously maintained by its original owners, this residence showcases superior craftsmanship and an impressive array of high-end upgrades. The thoughtfully designed split floorplan offers both comfort and privacy on each wing, featuring a sophisticated den/study, as well as a versatile office, utility and hobby room complete with extensive custom cabinets, desk-height workspace, and a built-in stowaway worktable. The primary suite is a true owners retreat, highlighted by an extraordinary oversized DIVINE dressing room with custom shelving, organization systems, automatic lighting and a large window for natural light! Gourmet kitchen is the HUB of the home with a rounded island overlooking the family room with sliders to the outdoor living space. The expansive screened lanai boasts an oversized covered area with dual circulating fans, a custom saltwater pool with water feature & Lanai and pool lighting systems, therapeutic spa, outdoor shower and a fully equipped outdoor kitchen featuring a grill, pot burner, wine chiller, and sink—perfect for hosting on any scale. Enhancing the experience, American Flag & flagpole, all lanai furnishings & four mounted TVs are included, creating a turnkey outdoor OASIS! This home is as efficient as it is elegant, featuring a new Tile Roof (2023), solar panel system (2023) offering remarkably low average electric bills with potential annual rebates, pool heater (2020), whole-house generator, buried propane tank, irrigation well and underground drainage systems. Hurricane shutters and screens provide peace of mind, while modern conveniences such as Cat-5 wiring, centralized electronics hubs, surround sound, LED lighting and solar sky tubes ensure a connected and light-filled environment. Additional luxury touches include circular paver driveway, updated bathrooms with quartz finishes and spa-like features, designer window treatments, luxury vinyl woodgrain look floors & stunning landscape with architectural lighting that elevate the homes ambiance both day & night. Stunning curb appeal with terraced floral landscaped beds welcomes family & friends. Set within one of the area’s most sought-after Security guard-gated communities, residents enjoy access to scenic walking paths, park with playground, picnic area, 2 dog parks, pickleball, tennis & basketball, and walking trail with fitness stations. OPTIONAL MEMBERSHIPS at the CLUB available to add Fitness center, 2 championship golf courses, Har-tru clay tennis courts, Jr Olympic swimming pool with lap lanes, social events for members, pro shop and full service restaurant—all while being conveniently located near shopping, dining, medical facilities, and major highways with easy access to Wesley Chapel, Tampa, St Petersburg and Orlando. This is a rare opportunity to own a truly distinguished property that blends luxury, efficiency, and lifestyle in one remarkable residence... what a GREAT PLACE to call HOME!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

3,042

Sqft

0.53 ac

Lot size

3

Garage

2007

Year built

One

Levels

$325

Per sqft

Private poolGolf Course viewPets allowed

Inside

FlooringCarpet · Luxury Vinyl · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course
FacesSouthwest
ParkingDriveway · Garage Door Opener · Golf Cart Parking
ExteriorAwning(s) · Irrigation System · Lighting · Outdoor Shower · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$114/mo
Taxes (2025)$5,982/yr
PetsNumber Limit, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Playground · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$6,480 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,337
PMI (est., until 20% equity)$371
Property tax — 2025 actual bill$498
HOA fee — from the listing$114
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $98,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $98,900
Interest rate6.00%
Loan term

Estimated payment

$6,480/mo

Principal & interest$5,337
PMI (est., until 20% equity)$371
Property taxes (actual bill)$498
HOA / condo fee$114
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $989K
$949KedgeAI estimate $1,158,245 · range $1.1M$1.2M$1.2M

vs edgeAI estimate

−14.6%

$/sqft vs Dade City actives

$325 vs $191

Days on market

111 vs 44 typical

Where $325/sqft sits among the 319 Dade City actives

158
92
27
11 · this home
13
18
$130–191$191–252$252–312$312–373$373–434$434+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Jovita Golf And Country Club

Map of 34115 AMERICANA AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa43 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

Lake Jovita Golf And Country Club — neighborhood snapshot

Population

1,806

Median age

45

Median income

$115,994

Median home value

$456,443

Avg household

3

Households w/ children

155

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$340K$354K

Dade City median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

158 of 319

Dade City actives have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 163% above the DADE CITY 33525 median. See the full Dade City market guide →

Paper trail

This home's history

Apr 20, 2026Listed at $989,000 · 111 days on market since
2007Built · LAKE JOVITA GOLF AND COUNTRY CLUB

Reality check

What actually sold near 34115 AMERICANA AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

33724 AMERICANA AVENUESold · Sep ’25

$935,000

33724 AMERICANA AVENUE · same community

3 bd · 3 ba · 3,105 sqft · $301/sqft · 144 DOM

13137 THOROUGHBRED DRIVESold · Aug ’26

$800,000

13137 THOROUGHBRED DRIVE · same community

4 bd · 3 ba · 3,240 sqft · $247/sqft · 128 DOM

12314 LAKE JOVITA BOULEVARDSold · Dec ’25

$705,000

12314 LAKE JOVITA BOULEVARD · same community

5 bd · 4 ba · 3,275 sqft · $215/sqft · 148 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 34115 AMERICANA AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 34115 AMERICANA AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

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Goes straight to David’s phone and CRM.

Straight answers

34115 AMERICANA AVENUE FAQs

What would the monthly payment be for 34115 AMERICANA AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,480/mo — principal and interest, the actual property-tax bill, the $114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 34115 AMERICANA AVENUE?+

The association fee works out to $114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 34115 AMERICANA AVENUE?+

The most recent tax bill on record (2025) was $5,982. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 34115 AMERICANA AVENUE?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $989,000, this home is listed about 156% above the Dade City median of $386,120. The market section on this page shows how the area is trending.

Which schools are assigned to 34115 AMERICANA AVENUE?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$989,000 runs 163% above the DADE CITY 33525 median — but at 3,042 sqft it's also 40% larger than the typical Dade City listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

111 days on market against a Dade City median of 44 — sellers in this position are usually ready to negotiate.

Listing courtesy of REST EASY REALTY POWERED BY SELLSTATE · Gina Marie Holm. MLS #TB8490900.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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