12527 1ST ISLE, HUDSON, FL, 34667
Active119 days on marketListed Mar 27, 2026MLS #TB8490855
About this home
12527 1ST ISLE
Waterfront Duplex with Direct Gulf Access – Incredible Investment Opportunity! Rare opportunity to own a canal-front duplex with direct access to the Gulf of Mexico—perfect for investors or anyone looking to enjoy the Florida waterfront lifestyle. Each unit offers 2 bedrooms and 1 bathroom with a comfortable, functional layout ideal for both long- and short-term rental potential. The property has been updated with new tile flooring, fresh interior paint, and updated kitchens, making it truly move-in ready. Step outside and enjoy your private floating dock—perfect for boating, fishing, kayaking, or simply relaxing while taking in peaceful water views. Whether you choose to live in one unit and rent the other, or maximize income with a full rental investment, the possibilities are endless. Zoned MF1 (Multi-Family Medium Density) with potential for up to 4 units, this property offers both immediate income and future development upside. Conveniently located just minutes from Gulf beaches, waterfront dining, shopping, and the airport, this is a prime location for both lifestyle and investment. Don’t miss this rare waterfront opportunity—schedule your showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,656
Sqft
0.14 ac
Lot size
1970
Year built
One
Levels
$251
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,339 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,339/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs LEISURE BEACH
$251 vs $300
Days on market
119 vs 42 typical
Where $251/sqft sits among the 21 homes for sale in LEISURE BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hudson
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hudson. See the full Hudson guide →
HUDSON 34667 — neighborhood snapshot
Population
30,674
Median age
60.3
Median income
$51,106
Median home value
$214,200
Avg household
1.98
Households w/ children
2,095
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hudson market
$275K → $283K
Hudson median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
7 of 21
LEISURE BEACH have cut their price
Median sold price, Hudson, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 48% above the HUDSON 34667 median. See the full Hudson market guide →
Paper trail
This home's history
Reality check
What actually sold near 12527 1ST ISLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$380,000
12817 2ND ISLE · same community
2 bd · 2 ba · 1,687 sqft · $225/sqft · 91 DOM
Sold · Jun ’26$315,000
12629 2ND ISLE · same community
2 bd · 2 ba · 1,722 sqft · $183/sqft · 262 DOM
Sold · Nov ’25$352,000
12821 5TH ISLE · same community
3 bd · 2 ba · 1,588 sqft · $222/sqft · 222 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12527 1ST ISLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12527 1ST ISLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12527 1ST ISLE FAQs
What would the monthly payment be for 12527 1ST ISLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,339/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12527 1ST ISLE?+
The most recent tax bill on record (2025) was $6,631. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hudson?+
At $415,000, this home is listed about 26% above the Hudson median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12527 1ST ISLE?+
Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$415,000 runs 48% above the HUDSON 34667 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
119 days on market against a Hudson median of 42 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $440,000, now $415,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Terri Osborn. MLS #TB8490855.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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