David Ramirez
$1,249,000$1,379,0002 bd2 ba1,563 sqft$799 /sqft$8,222 /mo all-in ↓

16113 5TH STREET E, REDINGTON BEACH, FL, 33708

Active105 days on marketListed Apr 9, 2026MLS #TB8490844

Reduced $130KWaterfrontPrivate poolSingle Family ResidenceREDINGTON BEACH HOMES 6TH ADD

About this home

16113 5TH STREET E

Open Water Views, A Complete Renovation, And a Private Waterfront Setting with Saltwater Heated Pool, Spa & Boat Lift; All just moments from the Beach set the tone for this Exceptional Redington Beach Residence. Welcome to a rare waterfront offering in the highly sought-after coastal enclave of Redington Beach, where timeless Florida living meets modern design and effortless boating access. Perfectly positioned on the open waters of Boca Ciega Bay, this beautifully reimagined residence captures expansive views, natural light, and the kind of setting that defines true coastal luxury. Thoughtfully and professionally renovated in 2025, this 2-bedroom, 2-bath home spans 1,563 square feet and has been completely transformed with a clean, elevated aesthetic and a focus on livability. Inside, the open-concept design creates a seamless flow between kitchen, dining, and living spaces, each intentionally oriented to highlight the water beyond. Modern organic finishes, updated flooring, and a fresh, cohesive interior palette deliver a refined yet relaxed atmosphere throughout. The kitchen has been stylishly updated with modern cabinetry, quartz countertops, and a functional layout that balances everyday use with entertaining. Both bathrooms have been fully renovated with contemporary finishes, creating spaces that feel both polished and inviting. Step outside and experience the true essence of waterfront living. The backyard has been curated into a private retreat, featuring a saltwater heated pool and spa, a newly designed deck, and low-maintenance turf, perfect for entertaining or unwinding against a backdrop of open water views. Along the shoreline, approximately 62 feet of waterfront is complemented by a concrete seawall, dock, and a 10,000 lb boat lift, offering direct Intracoastal access and seamless navigation to the Gulf of Mexico. Beyond the property itself, the location is what truly sets this home apart. Redington Beach is known for its quiet, residential feel while still offering proximity to some of the area’s most desirable destinations. From your dock, enjoy easy access to waterfront dining and marinas, while just minutes away, the Gulf beaches provide resident-only access, soft sand, and stunning sunsets without the crowds. With over $350,000 in recent improvements, including a full interior renovation and exterior upgrades, this home presents a rare opportunity to step into a fully realized waterfront lifestyle, where the work has already been done, and the focus can remain on enjoying it. Whether as a primary residence, second home, or coastal retreat, this property delivers the perfect balance of design, location, and lifestyle.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,563

Sqft

0.15 ac

Lot size

1

Garage

1957

Year built

One

Levels

$799

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringTile · Vinyl
AppliancesCooktop · Dishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofBuilt-Up · Other
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Ground Level
ExteriorRain Gutters · Sliding Doors

Community & fees

Taxes (2025)$10,250/yr
PetsYes
CommunityFishing · Water Access · Waterfront · Irrigation-Reclaimed Water · Park · Playground

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,222 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,740
PMI (est., until 20% equity)$468
Property tax — 2025 actual bill$854
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $124,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $124,900
Interest rate6.00%
Loan term

Estimated payment

$8,222/mo

Principal & interest$6,740
PMI (est., until 20% equity)$468
Property taxes (actual bill)$854
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.2M
$557KedgeAI estimate $644,753 · range $580K$807K$1.3M

vs edgeAI estimate

+93.7%

Days on market

105 vs 84 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Redington Beach

Map of 16113 5TH STREET E

Drive times from this address

Downtown Tampa42 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Redington Beach. See the full Redington Beach guide →

REDINGTON BEACH 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Redington Beach market

Seller’s marketLeans buyer9.4 months of inventoryBuyer’s market

$825K$943K

Redington Beach median sold, yr/yr

92.2%

Sale-to-list ratio (12 mo)

Median sold price, Redington Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 158% above the REDINGTON BEACH 33708 median. See the full Redington Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,249,000 $130K
Apr 9, 2026Listed at $1,379,000 · 105 days on market since
1957Built · REDINGTON BEACH HOMES 6TH ADD

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 16113 5TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 16113 5TH STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

16113 5TH STREET E FAQs

What would the monthly payment be for 16113 5TH STREET E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,222/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 16113 5TH STREET E?+

The most recent tax bill on record (2025) was $10,250. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 16113 5TH STREET E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Redington Beach?+

At $1,249,000, this home is listed about 39% above the Redington Beach median of $899,900. The market section on this page shows how the area is trending.

Which schools are assigned to 16113 5TH STREET E?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,249,000 runs 158% above the REDINGTON BEACH 33708 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $1,379,000, now $1,249,000 — a $130K cut. The full history is in the market section below.

Listing courtesy of LOMBARDO TEAM REAL ESTATE LLC · Rachel Rowe. MLS #TB8490844.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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