4345 CADENCE LOOP, LAND O LAKES, FL, 34638
Active112 days on marketListed Apr 2, 2026MLS #TB8490799
About this home
4345 CADENCE LOOP
Stunning 5BR/3.5BA in highly sought-after Bexley! This turn-key home features a first-floor primary suite, gourmet kitchen with quartz countertops & gas range, and an open-concept living area with designer finishes throughout. Upstairs offers a spacious loft, 4 bedrooms, and 2 full baths, including a Jack-and-Jill layout. Enjoy an outdoor oasis with a custom pergola, LED lighting, and a manicured yard. Additional highlights include an extended paver driveway & garage storage. Resort-style amenities: pools, fitness center, café, trails, parks, and more. Prime location near Suncoast Pkwy & top-rated schools. USDA eligible!
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
2,466
Sqft
0.12 ac
Lot size
2
Garage
2020
Year built
Two
Levels
$239
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,370 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,370/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.2%
Days on market
112 vs 32 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bexley
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
Bexley — neighborhood snapshot
Population
3,771
Median age
39
Median income
$109,441
Median home value
$408,921
Avg household
2
Households w/ children
429
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $428K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4345 CADENCE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4345 CADENCE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4345 CADENCE LOOP FAQs
What would the monthly payment be for 4345 CADENCE LOOP?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,370/mo — principal and interest, the actual property-tax bill, the $48/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4345 CADENCE LOOP?+
The association fee works out to $48 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4345 CADENCE LOOP?+
The most recent tax bill on record (2025) was $9,156. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4345 CADENCE LOOP?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $589,000, this home is listed about 42% above the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.
Which schools are assigned to 4345 CADENCE LOOP?+
Charles S. Rushe Middle School (middle), Sunlake High School (high), Oakstead Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$589,000 runs 64% above the LAND O LAKES 34638 median — but at 2,466 sqft it's also 22% larger than the typical Land O Lakes listing.
02Time on market is leverage
112 days on market against a Land O Lakes median of 32 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Charles S. Rushe Middle School, Sunlake High School, Oakstead Elementary School — Charles S. Rushe Middle School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of FIRST FLA. RLTY. OF TAMPA BAY · Walkis Cruz. MLS #TB8490799.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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