5021 CHAMPIONSHIP CUP LANE, SPRING HILL, FL, 34609
Active126 days on marketListed Apr 2, 2026MLS #TB8490467
About this home
5021 CHAMPIONSHIP CUP LANE
If you’ve been looking for a GOLF COURSE HOME, this one right here is worth a look. Sitting right on the 18TH HOLE in Silverthorn, this 5 BEDROOM, 4 BATH home gives you BEAUTIFUL SUNSET VIEWS straight over your PRIVATE HEATED POOL & SPA, about as peaceful as it gets. Pulling up, you’ll notice the TWO OVERSIZED SIDE-FACING GARAGES and the big PAVER DRIVEWAY with plenty of room for parking when friends and family come by. Inside, you’ve got TILE and REAL WOOD FLOORS and a standout STONE, GAS, DOUBLE-SIDED FIREPLACE that really makes the living space feel like home. The layout is a true SPLIT FLOOR PLAN, with the PRIMARY SUITE tucked away on one side featuring TWO WALK-IN CLOSETS, a WALK-IN SHOWER, GARDEN TUB, and DOUBLE VANITY. On the other side, the guest rooms have NEW CARPET, CLOSET ORGANIZERS, and a setup that works great for family or visitors with both shared and private bathrooms. The kitchen gives you plenty of CABINET SPACE and COUNTERTOP ROOM, plus an ISLAND that makes it easy for everyday living or having people over. Out back, the SLIDING GLASS DOORS open up to a SCREENED PAVER PATIO where you can kick back by the pool and spa. The pool heater is able to keep the waters warm, even in the cooler months. Homes like this on the 18TH HOLE in Silverthorn don’t come around too often especially one this unique.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,569
Sqft
0.38 ac
Lot size
5
Garage
2003
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,525 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,525/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.2%
$/sqft vs Spring Hill actives
$224 vs $190
Days on market
126 vs 41 typical
Where $224/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Silverthorn
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
Silverthorn — neighborhood snapshot
Population
1,284
Median age
62
Median income
$61,250
Median home value
$361,600
Avg household
2
Households w/ children
148
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $325K
Spring Hill median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
216 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 135% above the SPRING HILL 34609 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 5021 CHAMPIONSHIP CUP LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$407,000
4201 CANONGATE
5 bd · 4 ba · 3,576 sqft · $114/sqft · 4 DOM
Sold · May ’26$780,000
4025 SPRING PARK WAY
5 bd · 3 ba · 3,527 sqft · $221/sqft · 25 DOM
Sold · May ’26$602,000
4061 MISTY VIEW DRIVE
4 bd · 3 ba · 3,490 sqft · $172/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5021 CHAMPIONSHIP CUP LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5021 CHAMPIONSHIP CUP LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5021 CHAMPIONSHIP CUP LANE FAQs
What would the monthly payment be for 5021 CHAMPIONSHIP CUP LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,525/mo — principal and interest, the actual property-tax bill, the $184/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5021 CHAMPIONSHIP CUP LANE?+
The association fee works out to $184 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5021 CHAMPIONSHIP CUP LANE?+
The most recent tax bill on record (2024) was $6,775. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5021 CHAMPIONSHIP CUP LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $800,000, this home is listed about 135% above the Spring Hill median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 5021 CHAMPIONSHIP CUP LANE?+
West Hernando Middle School (middle), Pine Grove Elementary School (elementary) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$800,000 runs 135% above the SPRING HILL 34609 median — but at 3,569 sqft it's also nearly twice the size of the typical Spring Hill listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
126 days on market against a Spring Hill median of 41 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $829,900, now $800,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of OPTIMA ONE REALTY · Matthew Griffin. MLS #TB8490467.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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