3136 PINE TOP DRIVE, VALRICO, FL, 33594
Active117 days on marketListed Mar 26, 2026MLS #TB8490444
About this home
3136 PINE TOP DRIVE
REDUCED!!!!! GREAT LOCATION!!! Popular Somerset Subdivision 4 Bedroom, 2 Bath, 2 Car garage home. Featuring fresh paint, newer carpet and laminate flooring. Open plan with cathedral ceilings, large eat-in kitchen with a breakfast bar, ceiling fans and a split bedroom plan. Community pool, park and playground. Close to schools, restaurants, shopping and medical facilities. Available now!! **Roof to be replacement is scheduled. Stove is nonfunctional
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,507
Sqft
0.11 ac
Lot size
2
Garage
2002
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,568 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,568/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.5%
$/sqft vs Valrico actives
$202 vs $218
Days on market
117 vs 34 typical
Where $202/sqft sits among the 197 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Somerset, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,300/mo median
Live Valrico rental listing data — this home’s rate depends on size, condition and furnishing.
The Florida short-term market
▼ Softening50%
Occupancy
▼ 32% yr/yr
$296
Avg nightly rate
▲ 15% yr/yr
$35K/yr
Revenue per listing
$148
RevPAR
63 days
Booking lead time
5.5 nights
Avg stay
3
Typical min nights
10,047
Active rentals
▲ 12% supply
Seasonality — monthly occupancy
Peaks at 58% in Feb · bottoms at 38% in Jun
Last 12 months of data, January–December, bars scaled to the seasonal peak. Market-wide averages across all home sizes in Florida — the projection above is specific to this home’s size.
Where it sits
Inside Somerset
Somerset is a short-term-rental community. See the full guide →
Somerset — neighborhood snapshot
Population
1,623
Median age
40
Median income
$96,090
Median home value
$380,252
Avg household
3
Households w/ children
216
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
106 of 197
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the VALRICO 33594 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 3136 PINE TOP DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$309,900
3144 SUMMER HOUSE DRIVE · same community
4 bd · 2 ba · 1,507 sqft · $206/sqft · 10 DOM
Sold · Feb ’26$351,000
3116 SUMMER HOUSE DRIVE · same community
4 bd · 2 ba · 1,507 sqft · $233/sqft · 82 DOM
Sold · May ’26$320,000
3223 SUMMER CRUISE DRIVE · same community
4 bd · 2 ba · 1,511 sqft · $212/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3136 PINE TOP DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3136 PINE TOP DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3136 PINE TOP DRIVE FAQs
What would the monthly payment be for 3136 PINE TOP DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,568/mo — principal and interest, the actual property-tax bill, the $53/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3136 PINE TOP DRIVE?+
The association fee works out to $53 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3136 PINE TOP DRIVE?+
The most recent tax bill on record (2025) was $5,096. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 3136 PINE TOP DRIVE be rented short-term?+
Yes — this home sits inside Somerset, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 3136 PINE TOP DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $305,000, this home is listed about 36% below the Valrico median of $474,950. The market section on this page shows how the area is trending.
Which schools are assigned to 3136 PINE TOP DRIVE?+
Mulrennan Middle School (middle), Nelson Elementary School (elementary), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the VALRICO 33594 market on paper
$305,000 is 23% below the VALRICO 33594 median of $395,000, and at $202/sqft it sits under the Valrico average of $217.
02Zoned for nightly rentals
Somerset is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Time on market is leverage
117 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA FEDERATED REALTY INC · James Baker. MLS #TB8490444.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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