425 KENSINGTON LAKE CIRCLE, BRANDON, FL, 33511
Active131 days on marketListed Mar 25, 2026MLS #TB8490338
About this home
425 KENSINGTON LAKE CIRCLE
MOVE IN READY! ADORABLE & AFFORDABLE! ENJOY MAINTENANCE-FREE FLORIDA LIVING! This well-maintained townhome is an amazing opportunity that features a gorgeous private waterfront lot located in the highly sought after gated community of THE TOWNHOMES AT KENSINGTON! The property is a 2 story townhome with gorgeous water views. Home features 1,396 sq ft with a fantastic floor plan with 2 bedrooms, 2.5 baths. This is the perfect place to call home! Enter into a spacious living room and dining area that offers plenty of natural light and great for entertaining guests. The spacious kitchen features an abundance of cabinetry, stainless steel appliances & stainless sink, granite countertops, beautiful tile backsplash, breakfast bar. Right off the kitchen is a dining area that is perfect for enjoying your dinner parties. Also features double sliders that opens to a huge private extended screened covered lanai that invites you to sit & enjoy day & evening sun sets that looks out to a beautiful water view, amazing place to have your morning coffee or evening wine. Plenty of backyard space to enjoy BBQ’s with family & friends. Large Master suite with plenty of closet space. Master bath with granite vanity sink. Monthly HOA fee covers exterior maintenance, roof, grounds maintenance, community pool, basic cable, water, sewer, trash. The roof installed 2025, water heater 2025 & A/C 2025. THE TOWNHOMES AT KENSINGTON is a highly desirable gated community with swimming pool. Close to schools, I-75, Selmon Expressway, Tampa International Airport & downtown Tampa, MacDill AFB, hospitals, shopping, Brandon Mall, schools, golf courses, restaurants. DO NOT MISS YOUR CHANCE! CALL TODAY FOR A PRIVATE TOUR OF THIS FANTASTIC HOME!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,396
Sqft
0.03 ac
Lot size
1998
Year built
Two
Levels
$172
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,225 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,225/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.2%
$/sqft vs Brandon actives
$172 vs $209
Days on market
131 vs 23 typical
Where $172/sqft sits among the 259 Brandon actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brandon
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brandon. See the full Brandon guide →
BRANDON 33511 — neighborhood snapshot
Population
60,399
Median age
38
Median income
$77,383
Median home value
$324,900
Avg household
2.63
Households w/ children
7,399
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brandon market
$375K → $387K
Brandon median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
137 of 259
Brandon actives have cut their price
Median sold price, Brandon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 30% below the BRANDON 33511 median. See the full Brandon market guide →
Paper trail
This home's history
Reality check
What actually sold near 425 KENSINGTON LAKE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$310,000
1654 PORTSMOUTH LAKE DRIVE
3 bd · 2 ba · 1,409 sqft · $220/sqft · 196 DOM
Sold · Mar ’26$231,000
2023 FLUORSHIRE DRIVE
3 bd · 2.5 ba · 1,364 sqft · $169/sqft · 59 DOM
Sold · Jul ’26$218,000
2035 FLUORSHIRE DRIVE
3 bd · 2.5 ba · 1,364 sqft · $160/sqft · 31 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 425 KENSINGTON LAKE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 425 KENSINGTON LAKE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
425 KENSINGTON LAKE CIRCLE FAQs
What would the monthly payment be for 425 KENSINGTON LAKE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,225/mo — principal and interest, the actual property-tax bill, the $331/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 425 KENSINGTON LAKE CIRCLE?+
The association fee works out to $331 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 425 KENSINGTON LAKE CIRCLE?+
The most recent tax bill on record (2025) was $2,623. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 425 KENSINGTON LAKE CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brandon?+
At $239,500, this home is listed about 35% below the Brandon median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 425 KENSINGTON LAKE CIRCLE?+
Kingswood Elementary School (elementary), Bloomingdale High School (high), Rodgers Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the BRANDON 33511 market on paper
$239,500 is 30% below the BRANDON 33511 median of $342,500, and at $172/sqft it sits under the Brandon average of $215.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
131 days on market against a Brandon median of 23 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Kingswood Elementary School, Bloomingdale High School, Rodgers Middle Magnet School, Patricia Sullivan Metropolitan Ministries Partnership School — Bloomingdale High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Christina Barone. MLS #TB8490338.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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