David Ramirez
$1,275,000$1,599,9004 bd3 ba2,290 sqft$557 /sqft$8,076 /mo all-in ↓

4902 W SAN RAFAEL STREET, TAMPA, FL, 33629

Active141 days on marketListed Mar 26, 2026MLS #TB8490321

Reduced $325KPrivate poolSingle Family ResidenceHENDERSON BEACH

About this home

4902 W SAN RAFAEL STREET

Welcome to this Charming newly renovated Tri-Floor home has four bedrooms, 3 bathrooms, two detached car garage situated in a corner lot of Tampa West Shore area. Upon entering the main door is located on a 2nd level floor and You're welcomed by an open floor plan, with a coat closet, spacious family room, Kitchen, and plenty of natural lights throughout, and new luxurious vinyl flooring throughout the home. Kitchen finishes with quartz countertops, beautiful solid wood cabinets and stainless steel appliances. The first level includes a family room, a bedroom, bathroom, a spacious entertaining family room with a fireplace, and a laundry room and a french door. The 3rd level is where the master bedroom is. Master bathroom has a luxurious rainfall shower head and walk-in closet, has an open beautiful porch, french door, and the two other bedrooms and bathroom. Two of the other bedrooms have their own open porch as well. This property has been completely renovated and finished in 2025. New roof, paint, plumbing, underground electric, sprinkler system, fixtures, ceiling fans, newly resurface pool and tile and its beautifully layout screened pool. All construction done by Britton Harr Constructing company. This home is just minutes away to Restaurants, shopping, the best private and public schools in South Tampa, and minutes away from Downtown, Bayshore Blvd, International Mall, Tampa International airport. Raymond James stadium, top rated beaches and much more...... (Seller may opt to do a one to two year lease back)

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,290

Sqft

0.18 ac

Lot size

2

Garage

1976

Year built

Three Or More

Levels

$557

Per sqft

Private poolFireplaceCity & Trees/Woods view

Inside

FlooringLuxury Vinyl · Hardwood
AppliancesConvection Oven · Disposal · Dryer · Electric Water Heater · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Closet · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationBlock
ViewCity · Trees/Woods
FacesNorth
ParkingGarage Door Opener · Oversized
ExteriorBalcony · French Doors · Irrigation System · Sprinkler Metered

Community & fees

Taxes (2025)$6,693/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Sewer Available · Sewer Connected · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,076 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$6,880
PMI (est., until 20% equity)$478
Property tax — 2025 actual bill$558
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $127,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $127,500
Interest rate6.00%
Loan term

Estimated payment

$8,076/mo

Principal & interest$6,880
PMI (est., until 20% equity)$478
Property taxes (actual bill)$558
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$1.1MedgeAI estimate $1,410,371 · range $1.2M$2.0M$2.1M

vs edgeAI estimate

−9.6%

$/sqft vs HENDERSON BEACH

$557 vs $597

Days on market

141 vs 43 typical

Where $557/sqft sits among the 7 homes for sale in HENDERSON BEACH

2
1 · this home
3
0
0
1
$349–471$471–592$592–713$713–834$834–955$955+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sunset Park

Map of 4902 W SAN RAFAEL STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa11 min
Tampa Int’l Airport (TPA)12 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Sunset Park — neighborhood snapshot

Population

3,814

Median age

41

Median income

$170,940

Median home value

$1,159,534

Avg household

3

Households w/ children

479

For the school run

Hillsborough County School District

MiddleColeman Middle School★★★★★
ElementaryMabry Elementary School★★★★★
HighPlant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$430K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

3 of 7

HENDERSON BEACH have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 18% above the TAMPA 33629 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,275,000 $325K
Mar 26, 2026Listed at $1,599,900 · 141 days on market since
1976Built · HENDERSON BEACH

Reality check

What actually sold near 4902 W SAN RAFAEL STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4508 W SAN RAFAEL STREETSold · May ’26

$600,000

4508 W SAN RAFAEL STREET · same community

3 bd · 2 ba · 1,951 sqft · $308/sqft · 82 DOM

2302 S OCCIDENT STREETSold · Mar ’26

$899,000

2302 S OCCIDENT STREET · same community

3 bd · 2.5 ba · 1,945 sqft · $462/sqft · 41 DOM

1707 S HESPERIDES STREETSold · Jul ’26

$1,400,000

1707 S HESPERIDES STREET · same community

4 bd · 3.5 ba · 2,677 sqft · $523/sqft · 1 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4902 W SAN RAFAEL STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4902 W SAN RAFAEL STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

By checking this box, I agree that CENTURY 21 Edge and my agent may send me marketing and promotional text messages — including new listings, market updates, open houses and home value reports — at the phone number I provide, including by automated means. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

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Straight answers

4902 W SAN RAFAEL STREET FAQs

What would the monthly payment be for 4902 W SAN RAFAEL STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,076/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4902 W SAN RAFAEL STREET?+

The most recent tax bill on record (2025) was $6,693. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $1,275,000, this home is listed about 183% above the Tampa median of $449,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4902 W SAN RAFAEL STREET?+

Coleman Middle School (middle), Mabry Elementary School (elementary), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,275,000 runs 18% above the TAMPA 33629 median — but at 2,290 sqft it's also 44% larger than the typical Tampa listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

141 days on market against a Tampa median of 43 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Coleman Middle School, Mabry Elementary School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Coleman Middle School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,599,900, now $1,275,000 — a $325K cut. The full history is in the market section below.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Vilma Wolfe. MLS #TB8490321.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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