15521 LONG CYPRESS DRIVE, RUSKIN, FL, 33573
Active120 days on marketListed Mar 26, 2026MLS #TB8490249
About this home
15521 LONG CYPRESS DRIVE
Welcome to this beautifully maintained two-story home located in the desirable Cypress Creek community of Ruskin! Featuring 3 bedrooms, 2.5 bathrooms, and over 2,000 square feet of living space, this home offers the perfect blend of comfort, functionality, and style. Step inside to an inviting open-concept layout with tile flooring and abundant natural light throughout the main living areas. The spacious kitchen is equipped with stainless steel appliances, ample cabinet space, and flows seamlessly into the dining and living areas—perfect for entertaining or everyday living. Upstairs, you’ll find a versatile loft space ideal for a home office, media room, or play area, along with all three generously sized bedrooms. The primary suite features a walk-in closet and a private en-suite bathroom complete with dual vanities, a soaking tub, and separate shower. Enjoy outdoor living with your own above-ground pool and fenced yard, perfect for relaxing or hosting gatherings. Additional highlights include a 2-car garage and low HOA. Residents of Cypress Creek enjoy access to community amenities including a pool, clubhouse, and playground, all conveniently located near shopping, dining, and major roadways for an easy commute. Don’t miss the opportunity to make this move-in ready home yours—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,040
Sqft
0.1 ac
Lot size
2
Garage
2007
Year built
Two
Levels
$160
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,680 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,680/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.6%
$/sqft vs Ruskin actives
$160 vs $178
Days on market
120 vs 51 typical
Where $160/sqft sits among the 290 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
163 of 290
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the RUSKIN 33573 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 15521 LONG CYPRESS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$349,000
15537 LONG CYPRESS DRIVE · same community
4 bd · 2.5 ba · 2,246 sqft · $155/sqft · 18 DOM
Sold · Jun ’26$330,000
15530 LONG CYPRESS DRIVE · same community
4 bd · 2.5 ba · 2,754 sqft · $120/sqft · 162 DOM
Sold · Aug ’25$255,110
716 FOX HILLS DRIVE
3 bd · 2 ba · 2,054 sqft · $124/sqft · 266 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15521 LONG CYPRESS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15521 LONG CYPRESS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15521 LONG CYPRESS DRIVE FAQs
What would the monthly payment be for 15521 LONG CYPRESS DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,680/mo — principal and interest, the actual property-tax bill, the $76/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15521 LONG CYPRESS DRIVE?+
The association fee works out to $76 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15521 LONG CYPRESS DRIVE?+
The most recent tax bill on record (2025) was $4,490. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15521 LONG CYPRESS DRIVE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $327,000, this home is listed about 7% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 15521 LONG CYPRESS DRIVE?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$327,000 runs 25% above the RUSKIN 33573 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
120 days on market against a Ruskin median of 51 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $332,000, now $327,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IMPACT REALTY TAMPA BAY · Rina Rivera. MLS #TB8490249.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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