3204 CHANNING DRIVE, HOLIDAY, FL, 34690
Active120 days on marketListed Mar 25, 2026MLS #TB8490231
About this home
3204 CHANNING DRIVE
Need a handicap accessible home for winter or year-around living, then stop and look at this neat and clean 1 bedroom, 1 bath updated home in a 5-star 55+ very Active Community with low monthly fee of $143.00 includes, lawn maintenance, garbage service, maintenance of year-around heated pool clubhouse, and common areas taxes. Home comes nicely furnished and enclosed front porch, nice outside patio for your outside entertaining, lift to side door put on in 2019. All information is deemed to be accurate and for the buyer to verify. Sold As Is. Measurements are approx.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
552
Sqft
0.1 ac
Lot size
1973
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$971 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$971/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34690 — neighborhood snapshot
Population
12,447
Median age
44.9
Median income
$46,167
Median home value
$152,200
Avg household
2.25
Households w/ children
931
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$236K → $230K
Holiday median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the HOLIDAY 34690 median. See the full Holiday market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3204 CHANNING DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3204 CHANNING DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3204 CHANNING DRIVE FAQs
What would the monthly payment be for 3204 CHANNING DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $971/mo — principal and interest, the actual property-tax bill, the $143/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3204 CHANNING DRIVE?+
The association fee works out to $143 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3204 CHANNING DRIVE?+
The most recent tax bill on record (2025) was $1,193. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3204 CHANNING DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holiday?+
At $89,900, this home is listed about 63% below the Holiday median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3204 CHANNING DRIVE?+
Sunray Elementary School (elementary), Paul R. Smith Middle School (middle), Anclote High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HOLIDAY 34690 market on paper
$89,900 is 59% below the HOLIDAY 34690 median of $218,450, and at $163/sqft it sits under the Holiday average of $196.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
120 days on market against a Holiday median of 37 — sellers in this position are usually ready to negotiate.
Listing courtesy of CITY BREEZE ACTION REALTY · Stella Wooster. MLS #TB8490231.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Holiday homes, in your inbox
Like 3204 CHANNING DRIVE but not quite? A daily digest of every new listing in Holiday — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →