David Ramirez
$139,9002 bd2 ba960 sqft$146 /sqft$1,281 /mo all-in ↓

5427 SEVILLE DRIVE, ZEPHYRHILLS, FL, 33541

Active135 days on marketListed Mar 24, 2026MLS #TB8490100

Priced 57% below the ZEPHYRHILLS 33541 medianFully furnishedManufactured HomeOAKS ROYAL

About this home

5427 SEVILLE DRIVE

Welcome to sunny Florida living in Oaks Royal Phase III – a pet-friendly, active 55+ community where you own your land! This well-maintained 2-bedroom, 2-bath doublewide home offers tasteful updates, including new flooring and fresh interior paint, making it an ideal choice for either a seasonal retreat or full-time residence. Perfectly situated, the home backs up to no rear neighbors and features a desirable west-facing exposure, allowing you to enjoy beautiful Florida sunsets right from your backyard. You are welcomed into the home through a spacious 12’ x 21’ screened room, providing the perfect setting for relaxing or entertaining guests. Just off this area, you’ll find convenient access to the laundry room, workshop, and golf cart garage. The kitchen is designed with functionality in mind, offering ample counter and cabinet space, a ceramic tile floor, and a breakfast bar for casual dining. The adjoining dining area features a built-in China cabinet and flows seamlessly into the spacious living room, highlighted by waterproof Pergo plank flooring, a ceiling fan, and access to the Florida room, which adds even more space for relaxation and entertaining. The primary bedroom is a comfortable retreat with newer carpet, a ceiling fan, a walk-in closet, and a private en-suite bathroom featuring a step-in shower and tile flooring. The second bedroom is generously sized to accommodate a queen bed and includes a ceiling fan and double closet. The guest bathroom is conveniently located nearby and offers a tub/shower combination with tile flooring. Recent improvements include a newly updated TPO membrane roof, providing durability and peace of mind, along with an existing AC system installed in 2011. This home offers an excellent opportunity to enjoy the Florida lifestyle in a welcoming and active community. Schedule your private showing today—this one won’t last long!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

960

Sqft

0.1 ac

Lot size

1984

Year built

Multi/Split

Levels

$146

Per sqft

Furnished55+ communityPets allowed

Inside

FlooringCarpet · Linoleum · Tile · Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryLaundry Room · Outside
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionVinyl Siding
FoundationCrawlspace
FacesEast
ParkingCovered · Driveway
ExteriorHurricane Shutters · Rain Gutters · Sidewalk · Sliding Doors · Storage

Community & fees

HOA fee$67/mo
Taxes (2025)$2,025/yr
PetsCats OK, Dogs OK, Size Limit, Yes
CommunityAssociation Recreation - Owned · Deed Restrictions · Golf Carts OK · Pool · Sidewalks · Special Community Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,281 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$824
FHA mortgage insurance (est.)$62
Property tax — 2025 actual bill$169
HOA fee — from the listing$67
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,897Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,897
Interest rate6.00%
Loan term

Estimated payment

$1,281/mo

Principal & interest$824
FHA mortgage insurance (est.)$62
Property taxes (actual bill)$169
HOA / condo fee$67
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $140K
$134KedgeAI estimate $142,585 · range $140K$149K$155K

vs edgeAI estimate

−1.9%

$/sqft vs Zephyrhills actives

$146 vs $176

Days on market

135 vs 47 typical

Where $146/sqft sits among the 400 Zephyrhills actives

49
72 · this home
87
78
69
45
$107–131$131–154$154–178$178–202$202–225$225+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Oaks Royal

Map of 5427 SEVILLE DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa43 min
Tampa Int’l Airport (TPA)54 min
Walt Disney World72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Zephyrhills. See the full Zephyrhills guide →

Oaks Royal — neighborhood snapshot

Population

522

Median age

57

Median income

$39,655

Median home value

$50,000

Avg household

2

Households w/ children

53%

For the school run

Pasco County School District

ElementaryWest Zephyrhills Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★
HighZephyrhills High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Zephyrhills market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$331K$356K

Zephyrhills median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

208 of 400

Zephyrhills actives have cut their price

Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 57% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →

Paper trail

This home's history

Mar 24, 2026Listed at $139,900 · 135 days on market since
1984Built · OAKS ROYAL

Reality check

What actually sold near 5427 SEVILLE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

36335 BONNEY DRIVESold · Jul ’26

$88,000

36335 BONNEY DRIVE · same community

2 bd · 2 ba · 900 sqft · $98/sqft · 28 DOM

5502 ANTIGUA DRIVESold · Dec ’25

$145,000

5502 ANTIGUA DRIVE · same community

2 bd · 2 ba · 1,048 sqft · $138/sqft · 59 DOM

5451 ANTIGUA DRIVESold · Sep ’25

$125,000

5451 ANTIGUA DRIVE · same community

2 bd · 2 ba · 840 sqft · $149/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5427 SEVILLE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5427 SEVILLE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

By checking this box, I agree that CENTURY 21 Edge and my agent may call and text me — including by automated means and prerecorded or artificial voice — at any phone number I provide, about my inquiry and the services provided to me, and that calls with CENTURY 21 Edge are recorded. Consent is not a condition of buying or selling a home. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out or HELP for help. See our Privacy Policy, Terms of Use and SMS Terms.

Goes straight to David’s phone and CRM.

Straight answers

5427 SEVILLE DRIVE FAQs

What would the monthly payment be for 5427 SEVILLE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,281/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5427 SEVILLE DRIVE?+

The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5427 SEVILLE DRIVE?+

The most recent tax bill on record (2025) was $2,025. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5427 SEVILLE DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Zephyrhills?+

At $139,900, this home is listed about 56% below the Zephyrhills median of $320,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5427 SEVILLE DRIVE?+

West Zephyrhills Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ZEPHYRHILLS 33541 market on paper

$139,900 is 57% below the ZEPHYRHILLS 33541 median of $325,000, and at $146/sqft it sits under the Zephyrhills average of $179.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

135 days on market against a Zephyrhills median of 47 — sellers in this position are usually ready to negotiate.

Listing courtesy of KELLER WILLIAMS RLTY NEW TAMPA · Troy Duprey. MLS #TB8490100.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Zephyrhills homes, in your inbox

Like 5427 SEVILLE DRIVE but not quite? A daily digest of every new listing in Zephyrhills — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated August 6, 2026 at 8:32 AM UTC. The listing information on this page last changed on August 6, 2026 at 8:32 AM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on August 6, 2026 at 8:32 AM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: August 6, 2026 at 8:32 AM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

5427 SEVILLE DRIVE, ZEPHYRHILLS, FL — 2 Bed, 2 Bath — $139,900 | CENTURY 21 Edge