2434 W GARDENIA DRIVE, CITRUS SPRINGS, FL, 34434
Pending139 days on marketListed Mar 26, 2026MLS #TB8489963
About this home
2434 W GARDENIA DRIVE
Virtually Staged. Welcome to 2434 W Gardenia Drive in Citrus Springs—where comfort, updates, and a scenic golf course setting come together beautifully. This well-maintained home is perfectly positioned on the 12th tee, offering peaceful views and a relaxing Florida lifestyle right from your backyard. Inside, you’ll find a newly renovated kitchen featuring granite countertops, updated cabinetry, and a functional layout ideal for both everyday living and entertaining. Crown molding throughout adds an elegant touch, enhancing the home’s character and finish. The living spaces are filled with natural light and offer a seamless flow for both daily living and hosting. The spacious 2-car garage includes a dedicated work area—perfect for hobbies, storage, or weekend projects. Step outside and fall in love with the setting—beautiful, majestic mature trees draped in Spanish moss create a serene and picturesque backdrop along the golf course. Unwind in your private jacuzzi, which conveys with the property—perfect for relaxing after a long day or entertaining guests. Whether it’s morning coffee overlooking the greens or peaceful evenings under the canopy of trees, this outdoor space delivers a true Florida lifestyle. Located in the desirable Citrus Springs community, you’ll enjoy nearby parks, walking trails, and easy access to outdoor recreation. Things to Do Nearby: • Citrus Springs Golf & Country Club just moments away • Withlacoochee State Trail for biking, walking, and nature lovers • Rainbow Springs State Park for kayaking, swimming, and scenic beauty • Crystal River for boating, fishing, and manatee tours Dining Highlight: • The Front Porch Restaurant & Pie Shop – A local favorite offering delicious breakfast, hearty lunch options, and homestyle dinners in a charming setting Conveniently located near shopping, dining, and major roadways, this home offers the perfect blend of tranquility and accessibility. Whether you’re looking for a primary residence, seasonal retreat, or investment opportunity, this one checks all the boxes. Schedule your private showing today and experience golf course living at its finest!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,357
Sqft
0.34 ac
Lot size
2
Garage
1974
Year built
One
Levels
$169
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,673 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,673/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
$/sqft vs CITRUS SPGS UNIT 04
$169 vs $173
Days on market
139 vs 86 typical
Where $169/sqft sits among the 18 homes for sale in CITRUS SPGS UNIT 04
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Citrus Springs
Get to know Citrus Springs. See the full Citrus Springs guide →
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Citrus Springs market
$269K → $260K
Citrus Springs median sold, yr/yr
98.8%
Sale-to-list ratio (12 mo)
12 of 18
CITRUS SPGS UNIT 04 have cut their price
Median sold price, Citrus Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 667% above the CITRUS SPRINGS 34434 median. See the full Citrus Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 2434 W GARDENIA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$239,900
1774 W WATER LILY DRIVE · same community
3 bd · 2 ba · 1,402 sqft · $171/sqft · 2 DOM
Sold · Apr ’26$259,900
8836 N SANDREE DRIVE · same community
3 bd · 2 ba · 1,419 sqft · $183/sqft · 33 DOM
Sold · Jun ’26$240,000
431 W MAC PLACE · same community
3 bd · 2 ba · 1,424 sqft · $169/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2434 W GARDENIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2434 W GARDENIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2434 W GARDENIA DRIVE FAQs
What would the monthly payment be for 2434 W GARDENIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,673/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2434 W GARDENIA DRIVE?+
The most recent tax bill on record (2025) was $693. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2434 W GARDENIA DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Citrus Springs?+
At $230,000, this home is listed about 16% below the Citrus Springs median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2434 W GARDENIA DRIVE?+
Citrus Springs Elementary School (elementary), Citrus Springs Middle School (middle), Crystal River High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$230,000 runs 667% above the CITRUS SPRINGS 34434 median.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $250,000, now $230,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARK SPAIN REAL ESTATE · Sandra Kehoe. MLS #TB8489963.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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