601 W BAKER STREET, PLANT CITY, FL, 33563
Active138 days on marketListed Mar 24, 2026MLS #TB8489924
About this home
601 W BAKER STREET
Investor opportunity in downtown Plant City! Convert back into a home filled with character or use as a 5-unit residential rental property produces a gross annual income of $50K plus with long-term month to month tenants. Owner operated, leased with under-market rents offering strong upside potential. The property sits on a ¼-acre corner lot and features 3,045 sq. ft. of living area with a mixture of unit sizes, each with its own private entrance. All units are equipped with AC wall units and natural gas stoves, keeping utilities low. Additional highlights include a large garage/storage area, low property taxes, and a convenient location just minutes from I-4 and close to shopping and restaurants. The property is not located in a flood zone or HOA. Interior photos available upon request. Please do not disturb tenants. Buyer to verify all information.
Facts & features
The home at a glance
8
Bedrooms
5
Bathrooms
3,045
Sqft
0.25 ac
Lot size
2
Garage
1922
Year built
Two
Levels
$131
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,122 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,122/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Plant City actives
$131 vs $212
Days on market
138 vs 53 typical
Where $131/sqft sits among the 275 Plant City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Plant City
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Plant City. See the full Plant City guide →
PLANT CITY 33563 — neighborhood snapshot
Population
26,313
Median age
37.9
Median income
$56,318
Median home value
$197,500
Avg household
2.62
Households w/ children
2,759
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Plant City market
$357K → $354K
Plant City median sold, yr/yr
98.2%
Sale-to-list ratio (12 mo)
159 of 275
Plant City actives have cut their price
Median sold price, Plant City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 27% above the PLANT CITY 33563 median. See the full Plant City market guide →
Paper trail
This home's history
Reality check
What actually sold near 601 W BAKER STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$362,000
505 N HOWARD STREET · same community
3 bd · 2 ba · 1,556 sqft · $233/sqft · 38 DOM
Sold · Apr ’26$299,000
101 N FRANKLIN STREET · same community
3 bd · 1 ba · 1,306 sqft · $229/sqft · 28 DOM
Sold · Mar ’26$925,000
805 N WHEELER STREET
7 bd · 8.5 ba · 5,006 sqft · $185/sqft · 86 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 601 W BAKER STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 601 W BAKER STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
601 W BAKER STREET FAQs
What would the monthly payment be for 601 W BAKER STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,122/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 601 W BAKER STREET?+
The most recent tax bill on record (2025) was $5,171. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 601 W BAKER STREET?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Plant City?+
At $399,900, this home is priced right at the Plant City median.
Which schools are assigned to 601 W BAKER STREET?+
Burney Elementary School (elementary), Plant City High School (high), Marshall Middle Magnet School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$399,900 runs 27% above the PLANT CITY 33563 median — but at 3,045 sqft it's also 54% larger than the typical Plant City listing.
02City views
The city view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
138 days on market against a Plant City median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $429,000, now $399,900 — a $29K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ADVISOR EXPERTS · Mike Griffin. MLS #TB8489924.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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