David Ramirez
$449,900$460,0003 bd2 ba2,327 sqft$193 /sqft$3,946 /mo all-in ↓

6651 CURRENT DRIVE, APOLLO BEACH, FL, 33572

Active75 days on marketListed May 7, 2026MLS #TB8489923

Reduced $10KSingle Family ResidenceWATERSET PH 1C

About this home

6651 CURRENT DRIVE

ONE OF THE BEST LOTS IN WATERSET! Tucked away on a spacious cul-de-sac lot of over a quarter acre in sought after Waterset of Apollo Beach, this beautifully crafted David Weekley “Devoy” 3 Bedroom + Flex Space/Office/Playroom floor plan offers the perfect blend of comfort, style, and functionality. Beautiful upgrades throughout including a BRAND NEW WATER HEATER! The abundance of natural light, neutral color palette, and elegant finishes including plantation shutters, crown molding and 5 ¼-inch baseboards elevate every space in the home. The expansive fully fenced park-like backyard makes this home a rare find in Waterset! Designed with comfortable everyday living mind, the open floor plan features a formal living room that can easily serve as an additional flex space, along with a thoughtfully designed split-bedroom layout for added privacy. The great room is a true centerpiece, showcasing a modern built-in entertainment center, integrated speaker system, and stylish shiplap accents that create a warm yet contemporary feel. The expansive kitchen is a standout, complete with a large island with seating, pendant lighting, 42-inch solid wood cabinetry with crown molding, tile backsplash, under-cabinet lighting, and stainless-steel appliances including a gas range—perfect for both casual meals and hosting gatherings. The private primary suite is a relaxing retreat, highlighted by a tray ceiling with crown molding, a spacious en suite bathroom with dual sinks, a large walk-in shower, and an impressive California style custom closet. Two additional bedrooms and a versatile flex space provide plenty of room for guests, a home office, or hobbies. BRAND NEW ROOF to be installed prior to closing! Step outside to enjoy Florida living at its finest with a screened-in lanai overlooking a fully fenced backyard. The extended paver patio with a built-in fire pit and bench seating creates an inviting outdoor space ideal for relaxing evenings or entertaining under the stars. This exceptional home combines thoughtful design, high-end features, and a prime location within one of Apollo Beach’s most desirable communities—offering a lifestyle you won’t want to miss. Enjoy exceptional resort style amenities living in Waterset with all amenities anyone could imagine: 5 pools, 2 clubhouses, multiple playgrounds, volleyball, basketball and pickleball courts, walking and biking trails, nearby coffee shops, and an A-rated Elementary school. Located in close proximity to the breathtaking Apollo Beach Nature Preserve, marinas and vibrant waterfront dining, fabulous retail and restaurants. Easy access to MacDill AFB, airport, amusement parks, in a warm welcoming community that has become a top choice in the Tampa Bay region!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,327

Sqft

0.32 ac

Lot size

2

Garage

2014

Year built

One

Levels

$193

Per sqft

Inside

FlooringCarpet · Ceramic Tile · Other
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ExteriorOther

Community & fees

HOA fee$13/mo
Taxes (2025)$11,105/yr
PetsNumber Limit
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Playground · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,946 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$925
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,747Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,747
Interest rate6.00%
Loan term

Estimated payment

$3,946/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$925
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$400KedgeAI estimate $432,543 · range $417K$461K$480K

vs edgeAI estimate

+4%

$/sqft vs Apollo Beach actives

$193 vs $228

Days on market

75 vs 56 typical

Where $193/sqft sits among the 400 Apollo Beach actives

152 · this home
120
33
31
27
37
$154–210$210–267$267–323$323–379$379–436$436+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Waterset

Map of 6651 CURRENT DRIVE inside its neighborhood boundary

Get to know Apollo Beach. See the full Apollo Beach guide →

Waterset — neighborhood snapshot

Population

6,572

Median age

36

Median income

$121,993

Median home value

$425,364

Avg household

3

Households w/ children

975

For the school run

Hillsborough County School District

HighLennard High School★★★★★
ElementaryDoby Elementary School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Apollo Beach market

Seller’s marketLeans buyer7.3 months of inventoryBuyer’s market

$450K$472K

Apollo Beach median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

219 of 400

Apollo Beach actives have cut their price

Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $449,900 $10K
May 7, 2026Listed at $460,000 · 75 days on market since
2014Built · WATERSET PH 1C

Reality check

What actually sold near 6651 CURRENT DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6611 CURRENT DRIVESold · Aug ’25

$549,000

6611 CURRENT DRIVE · same community

3 bd · 2 ba · 2,715 sqft · $202/sqft · 86 DOM

6646 PARK STRAND DRIVESold · Jul ’26

$630,000

6646 PARK STRAND DRIVE · same community

4 bd · 3 ba · 2,799 sqft · $225/sqft · 11 DOM

6640 PARK STRAND DRIVESold · Jan ’26

$685,000

6640 PARK STRAND DRIVE · same community

4 bd · 3.5 ba · 4,023 sqft · $170/sqft · 69 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6651 CURRENT DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6651 CURRENT DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6651 CURRENT DRIVE FAQs

What would the monthly payment be for 6651 CURRENT DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,946/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6651 CURRENT DRIVE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6651 CURRENT DRIVE?+

The most recent tax bill on record (2025) was $11,105. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6651 CURRENT DRIVE?+

The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Apollo Beach?+

At $449,900, this home is listed about 8% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6651 CURRENT DRIVE?+

Lennard High School (high), Doby Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS RLTY NEW TAMPA · Maria Hoffman. MLS #TB8489923.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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