3110 1ST STREET W UNIT 101, ST PETE BEACH, FL, 33706
Active134 days on marketListed Mar 26, 2026MLS #TB8489687
About this home
3110 1ST STREET W UNIT 101
Virtually Staged. Welcome to Casa Playa, an exclusive nine-residence beachfront enclave on Florida’s sought-after Gulf Coast, where coastal luxury meets effortless, low-maintenance living in the heart of the St. Pete Beach–Pass-a-Grille area. This newly remodeled three-bedroom, three-bath beachfront residence offers sweeping, unobstructed views of the Gulf of Mexico from the moment you wake up in the serene primary suite—setting a calm, coastal tone for every day. Designed for full-time living, a second home, or a luxury vacation retreat, this property delivers the rare combination of privacy, walkability, and direct beach access. Enjoy morning coffee on your private terrace or in the sun-filled open-concept living space, both framed by endless water views and the soothing rhythm of the waves. Step directly from your residence down private stair access to a secluded beach path leading to pristine, uncrowded sands and the warm waters of the Gulf. A large dedicated storage area makes beach living effortless—perfect for beach chairs, kayaks, paddleboards, and all your coastal lifestyle essentials. Or take a short walk to the iconic Don CeSar Resort, where upscale dining, spa services, and resort amenities are available through membership, including multiple pools and fitness classes. The interior is designed for both refined living and easy entertaining, featuring a spacious open floor plan and a thoughtfully updated kitchen ideal for preparing fresh Florida seafood while hosting family and friends. The inviting living area is anchored by a charming wood-burning fireplace, adding warmth and character to its relaxed coastal elegance. Ideally located to shops, dining, and charm of historic Pass-a-Grille, and just minutes from Fort De Soto Park, downtown St. Petersburg, and the vibrant Tampa Bay waterfront scene. With quick access to Interstate 275, Tampa International Airport is easily reachable, making travel seamless for both seasonal residents and frequent flyers. This property includes two dedicated parking spaces and is perfectly suited for buyers seeking a luxury beachfront home, second residence, or investment property in one of Florida’s most desirable coastal communities.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,250
Sqft
0.67 ac
Lot size
1
Garage
1995
Year built
One
Levels
$1,333
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$21,918 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$21,918/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+150.1%
$/sqft vs St Pete Beach actives
$1,333 vs $509
Days on market
134 vs 79 typical
Where $1,333/sqft sits among the 174 St Pete Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Pete Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Pete Beach. See the full St Pete Beach guide →
ST PETE BEACH 33706 — neighborhood snapshot
Population
15,347
Median age
62.2
Median income
$97,364
Median home value
$616,800
Avg household
1.79
Households w/ children
453
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Pete Beach market
$679K → $553K
St Pete Beach median sold, yr/yr
93.7%
Sale-to-list ratio (12 mo)
81 of 174
St Pete Beach actives have cut their price
Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 568% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3110 1ST STREET W UNIT 101
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$3,150,000
107 10TH AVENUE
3 bd · 2.5 ba · 2,286 sqft · $1,378/sqft · 201 DOM
Sold · Feb ’26$815,000
429 3RD AVENUE N
3 bd · 3 ba · 2,309 sqft · $353/sqft · 821 DOM
Sold · Jan ’26$1,075,000
436 3RD AVENUE N
4 bd · 2.5 ba · 2,323 sqft · $463/sqft · 262 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3110 1ST STREET W UNIT 101 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3110 1ST STREET W UNIT 101 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3110 1ST STREET W UNIT 101 FAQs
What would the monthly payment be for 3110 1ST STREET W UNIT 101?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $21,918/mo — principal and interest, the actual property-tax bill, the $1,897/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3110 1ST STREET W UNIT 101?+
The association fee works out to $1,897 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3110 1ST STREET W UNIT 101?+
The most recent tax bill on record (2025) was $30,579. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3110 1ST STREET W UNIT 101?+
The listing reports pets: Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Pete Beach?+
At $3,000,000, this home is listed about 400% above the St Pete Beach median of $599,900. The market section on this page shows how the area is trending.
Which schools are assigned to 3110 1ST STREET W UNIT 101?+
Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$3,000,000 runs 568% above the ST PETE BEACH 33706 median — but at 2,250 sqft it's also nearly twice the size of the typical St Pete Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $1,897/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $3,246,000, now $3,000,000 — a $246K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Kelly Fenton. MLS #TB8489687.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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