626 YARDARM DRIVE UNIT 13, APOLLO BEACH, FL, 33572
Active113 days on marketListed Apr 2, 2026MLS #TB8489449
Come see it
Upcoming open house
Sun, Jul 26
12:00 PM – 2:00 PM
About this home
626 YARDARM DRIVE UNIT 13
One or more photo(s) has been virtually staged. FLORIDA LIVING AT ITS FINEST! Come see this beautifully updated 3 Bedroom, 2.5 Bath water front end-unit condo with a dedicated boat slip complete with a 13,000 pound lift for up to a 30 FT boat. Yardarm is a gated condo community situated on a DEEP WATER CANAL with DIRECT ACCESS TO TAMPA BAY. From the moment you step inside you will appreciate this home's COZY BEACH VIBE accentuated by it's wood-look tile flooring throughout 1st floor & new shiplap wall in Living Room. KITCHEN COMPLETELY REMODELED with granite countertops, soft-close wood cabinets with 42" uppers, LED under cabinet lighting, tile backsplash, & stainless steel appliances. Other improvements include NEW LIGHT FIXTURES/BLINDS & SHUTTERS/CEILING FANS (2021), REMODELED GUEST BATH (2020), NEW WATER HEATER (2024), NEW WASHER & DRYER (2025) REMODELED HALF BATH (2021) and LAMINATE FLOORING THROUGHOUT 2ND FLOOR. This home also features covered parking for two cars (plus a golf cart), screened rear lanai, extended composite deck, screened balcony with gorgeous water views, and two large attic storage spaces. MONTHLY HOA FEE COVERS THE NEW ROOF- NEW (3-19-26), EXTERIOR WALLS, MANGROVE TRIMMING, EXTERIOR BUILDING INSURANCE AND FLOOD, GROUNDS MAINTENANCE & LANDSCAPING, MONTHLY PEST CONTROL, TRASH, RESERVES, & COMMON ELEMENTS (pool, tennis court, & dock). No more need to pay pricey Marina storage fees when you have your own private boat slip/lift just steps from home! Great location within close proximity to schools, parks, restaurants, shopping, & the Apollo Beach Nature Preserve. Schedule your showing today!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,700
Sqft
0.02 ac
Lot size
2005
Year built
Two
Levels
$291
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,857 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,857/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+71.7%
$/sqft vs Apollo Beach actives
$291 vs $227
Days on market
113 vs 56 typical
Where $291/sqft sits among the 396 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
227 of 396
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 10% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 626 YARDARM DRIVE UNIT 13
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$285,000
263 MANGROVE SHADE CIRCLE
3 bd · 2.5 ba · 1,702 sqft · $167/sqft · 28 DOM
Sold · Feb ’26$285,000
278 MANGROVE SHADE CIRCLE
3 bd · 2.5 ba · 1,702 sqft · $167/sqft · 170 DOM
Sold · Oct ’25$269,990
130 MANGROVE SHADE CIRCLE
3 bd · 2.5 ba · 1,707 sqft · $158/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 626 YARDARM DRIVE UNIT 13 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 626 YARDARM DRIVE UNIT 13 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
626 YARDARM DRIVE UNIT 13 FAQs
What would the monthly payment be for 626 YARDARM DRIVE UNIT 13?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,857/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 626 YARDARM DRIVE UNIT 13?+
The most recent tax bill on record (2025) was $6,765. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 626 YARDARM DRIVE UNIT 13?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $495,000, this home is listed about 1% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 626 YARDARM DRIVE UNIT 13?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$495,000 runs 10% above the APOLLO BEACH 33572 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
113 days on market against a Apollo Beach median of 56 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $525,000, now $495,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX COLLECTIVE · Erica May. MLS #TB8489449.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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