David Ramirez
$1,025,000$1,095,0002 bd2 ba1,550 sqft$661 /sqft$7,213 /mo all-in ↓

4450 GULF BOULEVARD UNIT 110, ST PETE BEACH, FL, 33706

Active127 days on marketListed Mar 23, 2026MLS #TB8489263

Reduced $70KWaterfrontPrivate poolFully furnishedCondominiumLIDO CONDO

About this home

4450 GULF BOULEVARD UNIT 110

MAJOR PRICE ADJUSTMENT! This is your opportunity to live Gulf-front in a fantastic two bedroom, two bath condo with direct, unobstructed views of the Gulf of Mexico! Like a magnificent amphitheater overlooking the shoreline, The Lido offers a front-row seat to the spectacular beauty of the Gulf of Mexico—where every residence is designed to capture unobstructed water views and unforgettable sunsets. This premier second-level residence enjoys a straight-on view of the soft sands of St. Pete Beach and the sparkling waters of the Gulf. From the moment you open the door, you’re welcomed by breathtaking beach and water vistas. The kitchen offers abundant cabinetry and prep space, stainless steel appliances, and a brand-new refrigerator (2026)—perfect for both everyday living and entertaining. The primary suite is a true retreat, comfortably accommodating large-scale furnishings and featuring a walk-in closet and private ensuite bath with an oversized walk-in shower. The second bedroom is spacious enough to host a king-sized bed or two double beds, making it ideal for family or guests. In addition to the two generous bedrooms, the home includes a unique 10' x 8'6" bonus space currently used as a cozy reading nook and overflow sleeping area. With minor modifications, it could easily become a home office, breakfast room, or even a third bedroom. Additional highlights include a full-size in-unit washer and dryer 2022 Hot Water Heater and assigned under-building parking (Space #38). Living at The Lido means enjoying a meticulously maintained beachfront community of just 72 residences with outstanding amenities including direct beach access via a private walkway, expansive pool deck overlooking the Gulf, new heated pool and spa (2022), updated community room, fitness center, tennis court (also lined for pickleball enthusiasts), brand-new roof installed in 2025. This pet-friendly community welcomes up to two pets (combined weight up to 40 lbs). Perfectly positioned for both tranquility and convenience, The Lido is just minutes from top-rated dining, grocery stores, and pharmacies. With easy access to I-275, it's quick and easy to enjoy the vibrant culture of downtown St. Petersburg. Tampa International and St. Pete–Clearwater International Airports are only 40 minutes away. Whether you’re searching for a full-time beachfront residence or a premier vacation retreat, this exceptional condo delivers the ultimate Florida lifestyle. Schedule your private showing today and discover why life is better at The Lido.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,550

Sqft

4.08 ac

Lot size

1

Garage

1985

Year built

One

Levels

$661

Per sqft

Private poolWaterfrontWater viewFurnishedPets allowed

Inside

FlooringBamboo · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Elevator · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionCement Siding · Concrete
FoundationPillar/Post/Pier · Slab
ViewWater
FacesEast
ParkingAssigned · Open · Under Building
ExteriorBalcony · Irrigation System · Sidewalk · Sliding Doors · Tennis Court(s)

Community & fees

Taxes (2025)$13,655/yr
PetsNumber Limit, Size Limit, Yes
CommunityGulf/Ocean Front · Water Access · Waterfront · Association Recreation - Owned · Community Mailbox · Fitness Center · Irrigation-Reclaimed Water · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,213 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,531
PMI (est., until 20% equity)$384
Property tax — 2025 actual bill$1,138
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $102,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $102,500
Interest rate6.00%
Loan term

Estimated payment

$7,213/mo

Principal & interest$5,531
PMI (est., until 20% equity)$384
Property taxes (actual bill)$1,138
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.0M
$741KedgeAI estimate $804,167 · range $772K$817K$1.1M

vs edgeAI estimate

+27.5%

$/sqft vs St Pete Beach actives

$661 vs $509

Days on market

127 vs 85 typical

Where $661/sqft sits among the 184 St Pete Beach actives

70
40
34 · this home
14
9
17
$287–438$438–589$589–740$740–891$891–1042$1042+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Pete Beach

Map of 4450 GULF BOULEVARD UNIT 110

Drive times from this address

Tampa Int’l Airport (TPA)37 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

90 of 184

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% above the St Pete Beach median. See the full St Pete Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,025,000 $70K
Mar 23, 2026Listed at $1,095,000 · 127 days on market since
1985Built · LIDO CONDO

Reality check

What actually sold near 4450 GULF BOULEVARD UNIT 110

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4450 GULF BOULEVARD UNIT 114Sold · Feb ’26

$815,000

4450 GULF BOULEVARD UNIT 114 · same community

2 bd · 2 ba · 1,692 sqft · $482/sqft · 189 DOM

4450 GULF BOULEVARD UNIT 205Sold · Apr ’26

$1,136,400

4450 GULF BOULEVARD UNIT 205 · same community

3 bd · 2 ba · 1,692 sqft · $672/sqft · 0 DOM

4450 GULF BOULEVARD UNIT 113Sold · Feb ’26

$1,275,000

4450 GULF BOULEVARD UNIT 113 · same community

2 bd · 2 ba · 1,692 sqft · $754/sqft · 110 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4450 GULF BOULEVARD UNIT 110 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4450 GULF BOULEVARD UNIT 110 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4450 GULF BOULEVARD UNIT 110 FAQs

What would the monthly payment be for 4450 GULF BOULEVARD UNIT 110?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,213/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4450 GULF BOULEVARD UNIT 110?+

The most recent tax bill on record (2025) was $13,655. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4450 GULF BOULEVARD UNIT 110?+

The listing reports pets: Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $1,025,000, this home is listed about 71% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$1,025,000 runs 71% above the St Pete Beach median — but at 1,550 sqft it's also 23% larger than the typical St Pete Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The price has already moved

Listed at $1,095,000, now $1,025,000 — a $70K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Sheila Geer. MLS #TB8489263.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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