4845 W HERMAN COURT, HOMOSASSA, FL, 34446
Active143 days on marketListed Mar 22, 2026MLS #TB8489217
About this home
4845 W HERMAN COURT
Discover an exceptional opportunity on the Nature Coast with this expansive 4.46-acre wooded retreat in Homosassa — a rare large-acreage parcel that combines peaceful privacy with powerful upside as Citrus County experiences rapid growth. Perfect for a private home sanctuary, multi-generational family compound, or long-term investment, this property offers flexible development potential and immediate access to Florida’s famed outdoors, including crystal-clear Homosassa rivers, Gulf fishing, and manatee encounters. Financing options for land loans and modular homes make building more attainable, and the adjacent 4.48-acre lot at 4771 Herman Ct is also available (seller willing to sell both or separately) to create an extraordinary 8.94-acre estate. Don’t miss this chance to secure acreage now before demand and limited supply push values higher. Close by: US-19 and the completed S.R. 44 interchange for easy travel to Tampa and Ocala; nearby amenities and recreation include Homosassa Springs, Gulf beaches, Citrus National Golf Club, and Sugarmill Woods Country Club.
Facts & features
The home at a glance
4.46 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$965 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$965/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Homosassa
Get to know Homosassa. See the full Homosassa guide →
HOMOSASSA 34446 — neighborhood snapshot
Population
18,797
Median age
61
Median income
$60,625
Median home value
$231,700
Avg household
2.19
Households w/ children
1,261
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Homosassa market
$314K → $303K
Homosassa median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Homosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% below the HOMOSASSA 34446 median. See the full Homosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4845 W HERMAN COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$247,000
2311 16TH AVENUE S · same community
2 bd · 1 ba · 830 sqft · $298/sqft · 83 DOM
Sold · Jul ’26$299,900
1390 and 1428 W NOBLE STREET · same community
2 bd · 1 ba · 840 sqft · $357/sqft · 7 DOM
Sold · Dec ’25$245,000
2331 16TH AVENUE S · same community
3 bd · 1 ba · 872 sqft · $281/sqft · 20 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4845 W HERMAN COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4845 W HERMAN COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4845 W HERMAN COURT FAQs
What would the monthly payment be for 4845 W HERMAN COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $965/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4845 W HERMAN COURT?+
The most recent tax bill on record (2025) was $931. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Homosassa?+
At $115,000, this home is listed about 67% below the Homosassa median of $348,975. The market section on this page shows how the area is trending.
Which schools are assigned to 4845 W HERMAN COURT?+
Lecanto High School (high), Lecanto Primary School (elementary), Lecanto Middle School (middle) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HOMOSASSA 34446 market on paper
$115,000 is 54% below the HOMOSASSA 34446 median of $250,000.
02Time on market is leverage
143 days on market against a Homosassa median of 63 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $150,000, now $115,000 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BLUE PEAK REALTY LLC · Matt Pereira. MLS #TB8489217.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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