4175 HARBOUR PALM DRIVE, HOLIDAY, FL, 34691
Active114 days on marketListed Apr 10, 2026MLS #TB8489192
About this home
4175 HARBOUR PALM DRIVE
Built in 2023, this well maintained two story townhome offers a low maintenance lifestyle with modern finishes throughout. Positioned on a desirable corner lot, the home features hurricane impact windows and is located in a no flood zone. Inside, the open concept kitchen and dining area are designed for both functionality and style, featuring stainless steel appliances, a center island, and a seamless flow into the main living space. Plantation shutters add a clean, upscale touch to the main living areas. The home offers 3 bedrooms and 2.5 bathrooms, with tile flooring in the main living areas and carpet in the bedrooms for added comfort. A screened lanai provides a relaxing outdoor space, while the covered front porch enhances curb appeal. Additional features include a one car garage and convenient guest parking nearby. The HOA covers exterior maintenance, allowing for easy low maintenance living. Ideally located in Holiday, approximately 4.5 miles from the Tarpon Springs Sponge Docks, local marinas, and waterfront dining, and about 7 miles from Fred Howard Park beach. A great opportunity to own a newer home in a growing area.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,632
Sqft
0.16 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,504 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,504/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.4%
$/sqft vs Holiday actives
$196 vs $188
Days on market
114 vs 37 typical
Where $196/sqft sits among the 267 Holiday actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Holiday. See the full Holiday guide →
HOLIDAY 34691 — neighborhood snapshot
Population
20,072
Median age
46.3
Median income
$48,387
Median home value
$172,100
Avg household
2.13
Households w/ children
1,689
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Holiday market
$236K → $230K
Holiday median sold, yr/yr
96.1%
Sale-to-list ratio (12 mo)
141 of 267
Holiday actives have cut their price
Median sold price, Holiday, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the HOLIDAY 34691 median. See the full Holiday market guide →
Paper trail
This home's history
Reality check
What actually sold near 4175 HARBOUR PALM DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$280,000
3062 VICTORIA INLET DRIVE · same community
3 bd · 2.5 ba · 1,632 sqft · $172/sqft · 56 DOM
Sold · May ’26$285,000
1714 SPRINGDALE DRIVE
3 bd · 2 ba · 1,622 sqft · $176/sqft · 13 DOM
Sold · Jul ’26$355,000
3116 DOMINO DRIVE
3 bd · 2 ba · 1,688 sqft · $210/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4175 HARBOUR PALM DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4175 HARBOUR PALM DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4175 HARBOUR PALM DRIVE FAQs
What would the monthly payment be for 4175 HARBOUR PALM DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,504/mo — principal and interest, the actual property-tax bill, the $195/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4175 HARBOUR PALM DRIVE?+
The association fee works out to $195 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4175 HARBOUR PALM DRIVE?+
The most recent tax bill on record (2025) was $1,485. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4175 HARBOUR PALM DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Holiday?+
At $320,000, this home is listed about 31% above the Holiday median of $245,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4175 HARBOUR PALM DRIVE?+
Anclote High School (high), Paul R. Smith Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$320,000 runs 42% above the HOLIDAY 34691 median — but at 1,632 sqft it's also 31% larger than the typical Holiday listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
114 days on market against a Holiday median of 37 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of TREASURED HOME COLLECTION · Shelby Baker. MLS #TB8489192.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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