109 TIERRA VERDE WAY, BRADENTON, FL, 34212
Active132 days on marketListed Mar 24, 2026MLS #TB8488789
About this home
109 TIERRA VERDE WAY
Beautiful home in popular Del Tierra Community features four spacious bedrooms and two and a half baths with a two car garage and huge fenced back yard. There is 2,505 sq. ft. of spacious living area, offering a bright open floorplan with the Great Room with Living and Dining area opens to the large Kitchen which is the heart of the home. This well-appointed kitchen features, a large island perfect for bar-style eating or entertaining. Ample cabinets and counter space make meal preparation a breeze. All modern appliances, including a refrigerator, built-in dishwasher, electric range, and microwave hood, are included. Upstairs are all four bedrooms and two full Baths with double vanities. The Primary Bedroom Suite has a private ensuite Bath with a large shower and double vanities, private water closet and a roomy walk-in closet. Step through sliding doors onto your private fenced back yard and lanai. Located in the exclusive, gated community of Del Tierra, enjoy the many amenities including a zero-entry pool with splash pad, Community Clubhouse, BBQ/picnic areas, a playground, soccer field, fitness center, and lovely walking paths. Great location minutes from Lakewood Ranch, top-rated schools, variety of shops and restaurants and easy access to I-75. Publix, Aldi, and Costco are nearby, and Florida beaches are just 45 minutes away. HOA Application and approval process required. Two pets allowed.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,505
Sqft
0.28 ac
Lot size
2
Garage
2019
Year built
Two
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,491 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,491/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−10.5%
$/sqft vs Bradenton actives
$168 vs $249
Days on market
132 vs 53 typical
Where $168/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Del Tierra
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Del Tierra — neighborhood snapshot
Population
1,629
Median age
33
Median income
$166,321
Median home value
$459,700
Avg household
3
Households w/ children
209
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$395K → $420K
Bradenton median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
199 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 109 TIERRA VERDE WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$439,000
343 TIERRA VERDE WAY · same community
4 bd · 2.5 ba · 2,505 sqft · $175/sqft · 42 DOM
Sold · Feb ’26$380,000
109 TIERRA VERDE WAY · same community
4 bd · 2.5 ba · 2,505 sqft · $152/sqft · 27 DOM
Sold · Sep ’25$441,100
259 TIERRA VERDE WAY · same community
6 bd · 3 ba · 2,607 sqft · $169/sqft · 111 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 109 TIERRA VERDE WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 109 TIERRA VERDE WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
109 TIERRA VERDE WAY FAQs
What would the monthly payment be for 109 TIERRA VERDE WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,491/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 109 TIERRA VERDE WAY?+
The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 109 TIERRA VERDE WAY?+
The most recent tax bill on record (2025) was $5,549. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 109 TIERRA VERDE WAY?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $420,000, this home is listed about 6% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 109 TIERRA VERDE WAY?+
Gene Witt Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Time on market is leverage
132 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
02Strong assigned schools
Gene Witt Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Gene Witt Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $425,000, now $420,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS GULF BEACHES · Drew Carlyle, Jr. MLS #TB8488789.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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