19440 GULF BOULEVARD UNIT 506, INDIAN ROCKS BEACH, FL, 33785
Active131 days on marketListed Mar 27, 2026MLS #TB8488745
About this home
19440 GULF BOULEVARD UNIT 506
Set along the sand in Indian Shores, the Chateaux is a quiet Gulf-front building—low-rise, direct, and built for the view. Every unit faces the water. Every balcony opens wide to the Gulf. Unit 506 is on the top floor. No one above you. Nothing between you and the horizon. This is a large one-bedroom, one-bath residence—875 square feet with a clean, open plan. A 35-by-16-foot Gulf-front great room gives you space to live, relax, and look out. The kitchen is open with a breakfast bar. The living area flows straight to a 16-by-7-foot private balcony. You see the Gulf from every main room. Mornings are quiet. Evenings end the same way, every day—sunsets stretching across open water, 365 days a year. Step outside and the beach is immediate. When you want a break from the sand, there’s a heated beachfront pool and a wide deck set right on the water. From your front door, you catch a second view—the Intracoastal, calm and still on the other side. It’s easy here. Covered parking, on-site laundry, and a layout that’s ready to use from day one. Chateaux is a direct Gulf-front, three-day minimum rental building—designed for flexibility and strong income potential. Units like this can rent 40+ weeks a year, making it a true dual-purpose property: a personal escape that pays its way. Shops and restaurants are close. The road is open to Tampa and Clearwater when you need it. But most days, you stay. Call for a private showing.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
875
Sqft
0.35 ac
Lot size
1978
Year built
One
Levels
$726
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,485 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,485/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+59.5%
$/sqft vs Indian Rocks Beach actives
$726 vs $617
Days on market
131 vs 68 typical
Where $726/sqft sits among the 87 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
INDIAN ROCKS BEACH 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
46 of 87
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 11% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 19440 GULF BOULEVARD UNIT 506
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$605,000
19440 GULF BOULEVARD UNIT 105 · same community
1 bd · 1 ba · 875 sqft · $691/sqft · 21 DOM
Sold · Mar ’26$570,000
19440 GULF BOULEVARD UNIT 503 · same community
1 bd · 1.5 ba · 875 sqft · $651/sqft · 16 DOM
Sold · Aug ’25$567,500
19440 GULF BOULEVARD UNIT 306 · same community
1 bd · 1 ba · 875 sqft · $649/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 19440 GULF BOULEVARD UNIT 506 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19440 GULF BOULEVARD UNIT 506 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
19440 GULF BOULEVARD UNIT 506 FAQs
What would the monthly payment be for 19440 GULF BOULEVARD UNIT 506?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,485/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19440 GULF BOULEVARD UNIT 506?+
The most recent tax bill on record (2025) was $7,921. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19440 GULF BOULEVARD UNIT 506?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $635,000, this home is listed about 15% below the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 19440 GULF BOULEVARD UNIT 506?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$635,000 is 11% below the INDIAN ROCKS BEACH 33785 median of $715,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of DOIRON REALTY INC · Pete Doiron. MLS #TB8488745.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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