619 2ND STREET UNIT 2, INDIAN ROCKS BEACH, FL, 33785
Active138 days on marketListed Mar 19, 2026MLS #TB8488325
About this home
619 2ND STREET UNIT 2
WALK TO THE BEACH! Just a few short blocks from beautiful Indian Rocks Beach, this light-filled three-story townhome offers comfort, style, and coastal convenience. The second level features a living and dining area, a convenient half bath, and a beautifully updated kitchen with white wood cabinetry, durable Cambria quartz countertops, stainless steel appliances, and a closet pantry. French doors that open to a screened balcony with stairs down to the patio and yard. Upstairs, you'll find two spacious bedrooms with ample closet space and a fully updated bathroom. On the ground level. behind the oversized garage, is a generous air conditioned laundry room/workshop with additional storage under the stairs-ideal for all your beach gear. Major updates include roof and siding (2017), plus AIC and water heater (2015). This self-managed, pet-friendly community offers an HOA that covers exterior insurance, termite and pest control, and reclaimed water. Only three units in this community and minimum 7 day rentals. Opportunity to use as a 2nd home and lease when you are away.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,410
Sqft
0.19 ac
Lot size
1
Garage
1982
Year built
Three Or More
Levels
$354
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,634 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,634/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.1%
$/sqft vs Indian Rocks Beach actives
$354 vs $630
Days on market
138 vs 66 typical
Where $354/sqft sits among the 86 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$950K → $755K
Indian Rocks Beach median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
45 of 86
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% below the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 619 2ND STREET UNIT 2
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$610,000
44 GULF BOULEVARD UNIT 204
2 bd · 2 ba · 1,425 sqft · $428/sqft · 220 DOM
Sold · Dec ’25$775,014
24 GULF BOULEVARD UNIT 1C
2 bd · 2 ba · 1,380 sqft · $562/sqft · 158 DOM
Sold · Jun ’26$510,000
14649 BAY DRIVE
2 bd · 2 ba · 1,467 sqft · $348/sqft · 26 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 619 2ND STREET UNIT 2 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 619 2ND STREET UNIT 2 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
619 2ND STREET UNIT 2 FAQs
What would the monthly payment be for 619 2ND STREET UNIT 2?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,634/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 619 2ND STREET UNIT 2?+
The most recent tax bill on record (2025) was $3,784. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 619 2ND STREET UNIT 2?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $499,000, this home is listed about 33% below the Indian Rocks Beach median of $749,000. The market section on this page shows how the area is trending.
Which schools are assigned to 619 2ND STREET UNIT 2?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the INDIAN ROCKS BEACH 33785 market on paper
$499,000 is 29% below the INDIAN ROCKS BEACH 33785 median of $707,450, and at $354/sqft it sits under the Indian Rocks Beach average of $673.
02Time on market is leverage
138 days on market against a Indian Rocks Beach median of 66 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $550,000, now $499,000 — a $51K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Rebecka Calhoon-Eames. MLS #TB8488325.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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