11195 SEABREEZE AVENUE, PORT CHARLOTTE, FL, 33981
Active148 days on marketListed Mar 18, 2026MLS #TB8488147
About this home
11195 SEABREEZE AVENUE
Enjoy Florida waterfront living at 11195 Seabreeze Ave in Port Charlotte. This well-maintained, fully furnished home offers nearly 2,000 square feet under air and is situated on a freshwater canal, providing a peaceful setting with classic Florida appeal. The home features 3 bedrooms and 2 bathrooms, including a pool bath with direct access to the lanai. The primary suite offers both a Jacuzzi tub and a separate shower, creating a comfortable private retreat. Automatic shutters throughout the property add convenience, storm protection, and peace of mind. No flood insurance is required. Outdoor living is a highlight, with a screened pool and spacious lanai, ideal for entertaining or relaxing year-round. The layout flows seamlessly from indoor to outdoor spaces, making this home suitable as a primary residence, seasonal home, or investment opportunity. Conveniently located just minutes from Publix, Walmart, Home Depot, and Port Charlotte Town Center Mall, as well as a variety of local restaurants, bars, and nightlife along Tamiami Trail. Enjoy easy access to marinas, boating, and golf courses, and take a short drive to Southwest Florida’s renowned beaches, including Boca Grande Beach. Seller is open to negotiations. Schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,896
Sqft
0.23 ac
Lot size
2
Garage
1991
Year built
One
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,425 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,425/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs PORT CHARLOTTE SEC 065
$222 vs $229
Days on market
148 vs 60 typical
Where $222/sqft sits among the 10 homes for sale in PORT CHARLOTTE SEC 065
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Englewood East
Get to know Port Charlotte. See the full Port Charlotte guide →
Englewood East — neighborhood snapshot
Population
12,116
Median age
58
Median income
$62,950
Median home value
$270,898
Avg household
2
Households w/ children
673
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
4 of 10
PORT CHARLOTTE SEC 065 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 977% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 11195 SEABREEZE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$315,000
11068 JACQUELINE AVENUE · same community
4 bd · 3 ba · 1,894 sqft · $166/sqft · 353 DOM
Sold · Dec ’25$375,000
7211 PEACOCK LANE · same community
3 bd · 2 ba · 1,862 sqft · $201/sqft · 65 DOM
Sold · Jun ’26$326,990
7062 PEACOCK LANE · same community
4 bd · 2 ba · 1,829 sqft · $179/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11195 SEABREEZE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11195 SEABREEZE AVENUE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11195 SEABREEZE AVENUE FAQs
What would the monthly payment be for 11195 SEABREEZE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,425/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11195 SEABREEZE AVENUE?+
The most recent tax bill on record (2025) was $7,277. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $420,000, this home is listed about 27% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11195 SEABREEZE AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$420,000 runs 977% above the PORT CHARLOTTE 33981 median — but at 1,896 sqft it's also 16% larger than the typical Port Charlotte listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
148 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $445,000, now $420,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Malcolm Alvarez Martinez, LLC. MLS #TB8488147.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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