
9425 OAK STREET, RIVERVIEW, FL, 33578
Active113 days on marketListed Apr 2, 2026MLS #TB8488067
About this home
9425 OAK STREET
Relax and enjoy the Alafia River lifestyle with privacy, nature, and spectacular sunsets! Including the first level's 2,000 square feet of flexible space, this home offers an impressive 4,770 square feet of usable living and recreational space to suit all your needs. Tucked away on a quiet cul-de-sac, this stunning custom-built waterfront home showcases exceptional design, modern upgrades, and breathtaking western views of the Alafia River stretching toward Tampa Bay. Elevated on the second level to maximize the scenery, the main living area features an open-concept layout with ceramic wood-look tile flooring, coffered ceilings with crown molding, and expansive sliding glass doors leading to a balcony overlooking the water. The living room is both inviting and functional, complete with custom built-ins, an electric fireplace, and seamless access to a stylish wet bar featuring a sink, beverage refrigerator, and abundant cabinetry—ideal for entertaining. The thoughtfully designed kitchen features, Cambria stone countertops, a large island with seating, and a spacious walk-in pantry. Premium appliances include a Sub-Zero refrigerator, built-in wall oven and microwave, and an induction cooktop, offering both performance and efficiency. Just steps away, the formal dining area provides the perfect setting for family gatherings and special occasions. The split-bedroom floor plan ensures privacy, with the primary suite situated on one side of the home. This serene retreat features a multi-tray ceiling with crown molding, private access to a screened balcony, dual walk in closets, and an en-suite bathroom with dual sinks and a walk-in shower with multiple shower heads. Bedrooms two and three are located on the opposite side of the home, both featuring ceiling fans and sharing a well-appointed bathroom with dual sinks and a tub/shower combination, including a Jacuzzi-style tub. Outdoor living is elevated with a private backyard, solar-heated saltwater pool and spa, and a beautiful water feature that adds to the ambiance. A rooftop patio offers panoramic views of the Alafia River and Tampa Bay, creating a one-of-a-kind space to relax or entertain while enjoying stunning sunsets and abundant wildlife. This home is loaded with high-end features and recent updates, including impact-rated, double-insulated windows and doors, plantation shutters throughout, central vacuum, an integrated generator, tankless water heater, water softener, and a dual-zone HVAC system replaced in Dec 2025. The bedrooms feature luxury vinyl plank flooring installed in 2024, and the exterior was freshly painted in Dec 2025. A Marantz/Sonos surround-sound system enhances the living experience, and all Smart TVs, along with the washer and dryer (2022), convey with the sale. In addition to the garage, the ground level offers endless possibilities as a workshop, home gym, additional living space, or extra vehicle storage, with dual garage-door access for added convenience. Additional highlights include 400-amp electrical service and two Tesla chargers, providing modern convenience for electric vehicle owners. For water enthusiasts, the property includes a dock, a refurbished swing arm, and a floating dock added in 2018—perfect for launching jet skis, kayaks, and other watercraft. Offering a rare combination of thoughtful design, premium upgrades, and true waterfront living, this exceptional property captures the very best of Florida living in a peaceful yet convenient location.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,770
Sqft
0.24 ac
Lot size
3
Garage
2015
Year built
Two
Levels
$483
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,619 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,619/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Riverview actives
$483 vs $185
Days on market
113 vs 33 typical
Where $483/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33578 — neighborhood snapshot
Population
58,474
Median age
35
Median income
$80,223
Median home value
$298,000
Avg household
2.45
Households w/ children
7,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
199 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 355% above the RIVERVIEW 33578 median. See the full Riverview market guide →
Paper trail
This home's history
Reality check
What actually sold near 9425 OAK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$546,000
9412 OAK STREET · same community
4 bd · 3 ba · 2,201 sqft · $248/sqft · 179 DOM
Sold · May ’26$454,000
8437 WHITE POPLAR DRIVE
4 bd · 3 ba · 2,637 sqft · $172/sqft · 32 DOM
Sold · Mar ’26$445,000
8310 WILLOW BEACH DRIVE
4 bd · 3.5 ba · 2,624 sqft · $170/sqft · 127 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9425 OAK STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9425 OAK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9425 OAK STREET FAQs
What would the monthly payment be for 9425 OAK STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,619/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9425 OAK STREET?+
The most recent tax bill on record (2025) was $8,815. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9425 OAK STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $1,338,550, this home is listed about 244% above the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 9425 OAK STREET?+
Spoto High School (high), Ippolito Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,338,550 runs 355% above the RIVERVIEW 33578 median — but at 2,770 sqft it's also 39% larger than the typical Riverview listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
113 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,399,000, now $1,338,550 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EATON REALTY · Alie Espinoza. MLS #TB8488067.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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