4800 HARBOR POINT COURT, PORT CHARLOTTE, FL, 33952
Active124 days on marketListed Apr 9, 2026MLS #TB8487956
About this home
4800 HARBOR POINT COURT
Grassy Point Estates almost 3/4 of an Acre Lot to build your new dream home in this Premier Gated Community. This most private setting is nestled in a neighborhood of stunning estate homes. "Spectacular Views" of Charlotte Harbor are possible from the 2nd and 3rd floor of your new dream home. Purchase includes assigned deeded boat slip B6, and is just down the street in Grassy Point's Beautiful, private deep water marina directly off the Charlotte Harbor. Located on a peninsula at the edge of Charlotte Harbor, Grassy Point offers the most luxurious beautiful landscaped waterfront property in the entire area! This wonderful neighborhood is situated around a private 6 acre Deep Water basin Marina with immediate deepwater access to Charlotte Harbor and on and out to the Gulf of America. Impeccably landscaped tree lined streets offer a appealing, safe and secure private community that is ideal for biking, walking and excellent boating. This community features 86 estate home sites, an Old Florida clubhouse and a private gated entrance with 24 hour manned security. Grassy Point is minutes from shopping, dining, medical care, waterfront parks and stunning historic downtown Punta Gorda with all it has to offer!
Facts & features
The home at a glance
0.72 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,105 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,105/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Grassy Point
Get to know Port Charlotte. See the full Port Charlotte guide →
Grassy Point — neighborhood snapshot
Population
1,115
Median age
56
Median income
$99,920
Median home value
$638,200
Avg household
3
Households w/ children
62%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4800 HARBOR POINT COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$2,350,000
21321 HARBORSIDE BOULEVARD · same community
5 bd · 5.5 ba · 6,484 sqft · $362/sqft · 467 DOM
Sold · Sep ’25$3,027,500
4601 GRASSY POINT BOULEVARD · same community
7 bd · 7.5 ba · 8,304 sqft · $365/sqft · 279 DOM
Sold · Mar ’26$100,000
22375 EDGEWATER DRIVE UNIT 120
1 bd · 1 ba · 735 sqft · $136/sqft · 152 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4800 HARBOR POINT COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4800 HARBOR POINT COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4800 HARBOR POINT COURT FAQs
What would the monthly payment be for 4800 HARBOR POINT COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,105/mo — principal and interest, the actual property-tax bill, the $575/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4800 HARBOR POINT COURT?+
The association fee works out to $575 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4800 HARBOR POINT COURT?+
The most recent tax bill on record (2025) was $3,607. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4800 HARBOR POINT COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $169,000, this home is listed about 49% below the Port Charlotte median of $330,740. The market section on this page shows how the area is trending.
Which schools are assigned to 4800 HARBOR POINT COURT?+
Peace River Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$169,000 runs 21% above the PORT CHARLOTTE 33952 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $575/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
124 days on market against a Port Charlotte median of 60 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS TAMPA CENTRAL · Robert Melvin. MLS #TB8487956.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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