7912 CEDAR DRIVE UNIT 7912, TEMPLE TERRACE, FL, 33637
Active127 days on marketListed Mar 19, 2026MLS #TB8487929
About this home
7912 CEDAR DRIVE UNIT 7912
Turnkey perfection in this beautifully maintained 2-story condo! From the moment you walk in, you’ll notice the pride of ownership and thoughtful updates throughout. Featuring a light and airy floor plan, an upgraded kitchen with modern finishes, and stylishly updated bathrooms, this home is truly move-in ready. Located in the heart of Temple Terrace, this home offers easy access to the Hillsborough River, USF, Busch Gardens, and Downtown Tampa, along with quick connectivity to I-75 and I-4—making commuting and entertainment effortless.
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,102
Sqft
0.01 ac
Lot size
1980
Year built
Two
Levels
$159
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,975 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,975/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+22.2%
$/sqft vs Temple Terrace actives
$159 vs $215
Days on market
127 vs 55 typical
Where $159/sqft sits among the 60 Temple Terrace actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Temple Terrace
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Temple Terrace. See the full Temple Terrace guide →
TEMPLE TERRACE 33637 — neighborhood snapshot
Population
17,785
Median age
34.4
Median income
$60,526
Median home value
$213,800
Avg household
2.3
Households w/ children
1,827
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Temple Terrace market
$353K → $418K
Temple Terrace median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
36 of 60
Temple Terrace actives have cut their price
Median sold price, Temple Terrace, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% below the TEMPLE TERRACE 33637 median. See the full Temple Terrace market guide →
Paper trail
This home's history
Reality check
What actually sold near 7912 CEDAR DRIVE UNIT 7912
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$165,000
8710 PLUM LANE · same community
3 bd · 2.5 ba · 1,102 sqft · $150/sqft · 230 DOM
Sold · Feb ’26$99,000
8622 CATTAIL DRIVE UNIT 152 · same community
2 bd · 1.5 ba · 1,102 sqft · $90/sqft · 15 DOM
Sold · Jul ’25$157,000
8001 JASMINE DRIVE UNIT 8001 · same community
2 bd · 1.5 ba · 1,085 sqft · $145/sqft · 124 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7912 CEDAR DRIVE UNIT 7912 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7912 CEDAR DRIVE UNIT 7912 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7912 CEDAR DRIVE UNIT 7912 FAQs
What would the monthly payment be for 7912 CEDAR DRIVE UNIT 7912?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,975/mo — principal and interest, the actual property-tax bill, the $547/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7912 CEDAR DRIVE UNIT 7912?+
The association fee works out to $547 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7912 CEDAR DRIVE UNIT 7912?+
The most recent tax bill on record (2025) was $1,927. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7912 CEDAR DRIVE UNIT 7912?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Temple Terrace?+
At $175,000, this home is listed about 58% below the Temple Terrace median of $420,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7912 CEDAR DRIVE UNIT 7912?+
King High School (high), Jennings Middle School (middle), Folsom Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the TEMPLE TERRACE 33637 market on paper
$175,000 is 41% below the TEMPLE TERRACE 33637 median of $298,000, and at $159/sqft it sits under the Temple Terrace average of $207.
02Know the monthly fee
The association fee is $547/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
127 days on market against a Temple Terrace median of 55 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of ARC REALTY GROUP · Montana Wynant. MLS #TB8487929.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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