10021 HART BRANCH CIRCLE, ORLANDO, FL, 32832
Pending139 days on marketListed Mar 18, 2026MLS #TB8487804
About this home
10021 HART BRANCH CIRCLE
Stunning 4BD/3BA Golf Course Views in Gated North Shore at Lake Hart. Immaculate 3,823 sq ft former model pool home in the gated North Shore at Lake Hart community, offering resort-style living. This move-in-ready gem features new interior/exterior paint, new carpet, new fans/light fixtures, new built-in office shelving, new whole house water filtration system and new water heater, new custom built study on first floor. Main level highlights include a chef’s kitchen with granite countertops, stainless steel appliances, and cherry wood cabinetry; a stunning living room with a view to the pool, gas fireplace and triple sliding doors to the outside living area; plus gorgeous bay windows overlooking the golf course. The in ground saltwater pool and spa boast a custom deck and screen enclosure for year-round enjoyment. A 3-car garage includes a 50 AMP EV charging circuit. Upstairs retreat: luxurious primary suite with tray ceiling, balcony sliders, and dual walk-in closets; two open lofts; and a massive bonus-room with built-in wet bar ideal for entertaining. North Shore at Lake Hart delights with acres of parks/ponds, community pool, fitness center, tennis/basketball courts, baseball field, playground, dog park, and the acclaimed 18-hole Mike Dasher-designed North Shore Golf Club winding through the neighborhood. Perfect blend of luxury, updates, and location—don't miss this distinguished former model!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,823
Sqft
0.19 ac
Lot size
3
Garage
2002
Year built
Two
Levels
$230
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,347 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,347/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−43.4%
$/sqft vs Orlando actives
$230 vs $250
Days on market
139 vs 40 typical
Where $230/sqft sits among the 400 Orlando actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Shore At Lake Hart
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Orlando. See the full Orlando guide →
North Shore At Lake Hart — neighborhood snapshot
Population
2,994
Median age
46
Median income
$133,169
Median home value
$459,658
Avg household
3
Households w/ children
390
For the school run
Orange County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Orlando market
$400K → $409K
Orlando median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
167 of 400
Orlando actives have cut their price
Median sold price, Orlando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 107% above the ORLANDO 32832 median. See the full Orlando market guide →
Paper trail
This home's history
Reality check
What actually sold near 10021 HART BRANCH CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$855,000
10254 HART BRANCH CIRCLE · same community
5 bd · 3 ba · 3,662 sqft · $233/sqft · 231 DOM
Sold · Aug ’25$800,000
10033 HART BRANCH CIRCLE · same community
5 bd · 3 ba · 3,316 sqft · $241/sqft · 50 DOM
Sold · Apr ’26$3,080,000
10339 HART BRANCH CIRCLE · same community
5 bd · 4.5 ba · 5,139 sqft · $599/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10021 HART BRANCH CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10021 HART BRANCH CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10021 HART BRANCH CIRCLE FAQs
What would the monthly payment be for 10021 HART BRANCH CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,347/mo — principal and interest, the actual property-tax bill, the $193/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10021 HART BRANCH CIRCLE?+
The association fee works out to $193 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10021 HART BRANCH CIRCLE?+
The most recent tax bill on record (2025) was $11,023. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10021 HART BRANCH CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Orlando?+
At $879,500, this home is listed about 124% above the Orlando median of $392,450. The market section on this page shows how the area is trending.
Which schools are assigned to 10021 HART BRANCH CIRCLE?+
Moss Park Elementary (elementary), Innovation Middle (middle), Lake Nona High (high) — Orange County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$879,500 runs 107% above the ORLANDO 32832 median — but at 3,823 sqft it's also nearly twice the size of the typical Orlando listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
139 days on market against a Orlando median of 40 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Moss Park Elementary, Innovation Middle, Lake Nona High — Moss Park Elementary rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $889,500, now $879,500 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMECOIN.COM · Jonathan Minerick. MLS #TB8487804.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Orlando homes, in your inbox
Like 10021 HART BRANCH CIRCLE but not quite? A daily digest of every new listing in Orlando — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →