20403 GAMBLE DRIVE, BROOKSVILLE, FL, 34601
Active130 days on marketListed Mar 15, 2026MLS #TB8486924
About this home
20403 GAMBLE DRIVE
BACK ON THE MARKET!! NEWLY REMODELED POOL HOME ON 2.5 acres, with partially converted Detached garage. PEACE AND QUIET and NATURE is what you get here! Situated at the end of a paved road and surrounded on two sides by large wooded parcels encourages abundant wildlife and privacy. Completely fenced parcel with electric gate access leads to a remodeled home READY TO MOVE IN, NEW kitchen, baths and appliances. The original two car attached garage has been tastefully converted into a master suite including two large walk in closets with built ins. The large Master bathroom has a soaking tub and separate shower stall. The inside laundry room is adjacent the kitchen and has room for additional storage. The wide open kitchen, dining and family rooms are perfect for family time and entertaining space. Out back is more entertainment space with the inground pool and hot tub completely screen enclosed. There's a gazebo out back too and plenty of space for a fire. The detached garage has been half converted into finished living space with a THIRD BEDROOM, full bath, laundry hookups, bedroom and living/kitchen area. The other half of garage has plenty of storage space for cars, bikes, equipment etc.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,862
Sqft
2.5 ac
Lot size
2
Garage
1980
Year built
One
Levels
$263
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,646 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,646/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Brooksville actives
$263 vs $187
Days on market
130 vs 45 typical
Where $263/sqft sits among the 400 Brooksville actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brooksville
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
BROOKSVILLE 34601 — neighborhood snapshot
Population
23,648
Median age
51.4
Median income
$56,365
Median home value
$151,500
Avg household
2.25
Households w/ children
2,185
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$303K → $326K
Brooksville median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
206 of 400
Brooksville actives have cut their price
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →
Paper trail
This home's history
Reality check
What actually sold near 20403 GAMBLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$405,000
20305 GAMBLE DRIVE · same community
3 bd · 2 ba · 1,979 sqft · $205/sqft · 47 DOM
Sold · Oct ’25$689,000
12085 STRINGER ROAD · same community
2 bd · 2 ba · 3,200 sqft · $215/sqft · 66 DOM
Sold · Dec ’25$230,000
21254 OUR ROAD
3 bd · 2 ba · 1,512 sqft · $152/sqft · 130 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20403 GAMBLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20403 GAMBLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20403 GAMBLE DRIVE FAQs
What would the monthly payment be for 20403 GAMBLE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,646/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20403 GAMBLE DRIVE?+
The most recent tax bill on record (2025) was $4,620. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Brooksville?+
At $490,000, this home is listed about 46% above the Brooksville median of $335,000. The market section on this page shows how the area is trending.
Which schools are assigned to 20403 GAMBLE DRIVE?+
Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$490,000 runs 29% above the BROOKSVILLE 34601 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
130 days on market against a Brooksville median of 45 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $500,000, now $490,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SPIRIT REALTY OF FLORIDA · Wendy O'Brien. MLS #TB8486924.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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