125 ISLAND WAY UNIT 402, CLEARWATER BEACH, FL, 33767
Active142 days on marketListed Mar 16, 2026MLS #TB8486879
About this home
125 ISLAND WAY UNIT 402
PRICE IMPROVEMENT!! Experience coastal living in this never lived-in waterfront condo in Clearwater Beach. Built in 2023, this spacious 3-bedroom, 2-bath residence offers 1850 square feet of beautifully designed living space with tile flooring throughout and a modern open layout. The stylish kitchen features wood cabinetry, quartz countertops, an island and stainless-steel appliances perfect for entertaining or everyday living. The primary suite includes a walk-in closet and an elegant ensuite bathroom with dual sinks, wood cabinets, quartz countertops and a glass walk-in shower. The second bathroom offers a tub/shower combination with quartz countertops and wood cabinetry. Step outside to the expansive 30-foot balcony overlooking the marina and resort style pool area, accessible from both the living room and primary bedroom – an ideal spot to relax and enjoy the waterfront setting. This move-in ready fully furnished condo offers the best of beachside living just minutes from the white sugar sand of Clearwater Beach along with numerous restaurants, shops and entertainment option nearby. Schedule your private showing now!!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,850
Sqft
0.04 ac
Lot size
2023
Year built
One
Levels
$514
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,103 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,103/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.7%
$/sqft vs Clearwater Beach actives
$514 vs $569
Days on market
142 vs 71 typical
Where $514/sqft sits among the 278 Clearwater Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Island Estate
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater Beach. See the full Clearwater Beach guide →
Island Estate — neighborhood snapshot
Population
2,783
Median age
62
Median income
$108,222
Median home value
$631,400
Avg household
2
Households w/ children
223
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater Beach market
$535K → $885K
Clearwater Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
119 of 278
Clearwater Beach actives have cut their price
Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% above the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 125 ISLAND WAY UNIT 402
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,025,000
125 ISLAND WAY UNIT 602 · same community
3 bd · 2 ba · 1,850 sqft · $554/sqft · 38 DOM
Sold · Oct ’25$530,000
628 CLEVELAND STREET UNIT 711
3 bd · 2 ba · 1,856 sqft · $286/sqft · 111 DOM
Sold · Jul ’26$890,000
331 CLEVELAND STREET UNIT 1702
2 bd · 2 ba · 1,765 sqft · $504/sqft · 28 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 125 ISLAND WAY UNIT 402 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 125 ISLAND WAY UNIT 402 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
125 ISLAND WAY UNIT 402 FAQs
What would the monthly payment be for 125 ISLAND WAY UNIT 402?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,103/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 125 ISLAND WAY UNIT 402?+
The most recent tax bill on record (2025) was $17,522. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 125 ISLAND WAY UNIT 402?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater Beach?+
At $950,000, this home is listed about 19% above the Clearwater Beach median of $799,000. The market section on this page shows how the area is trending.
Which schools are assigned to 125 ISLAND WAY UNIT 402?+
Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$950,000 runs 71% above the CLEARWATER BEACH 33767 median — but at 1,850 sqft it's also 33% larger than the typical Clearwater Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
142 days on market against a Clearwater Beach median of 71 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $975,000, now $950,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ACTION FIRST OF FLORIDA · Trudy Austin Sessa, PA. MLS #TB8486879.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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