1287 COLT CREEK PLACE, WESLEY CHAPEL, FL, 33543
Active146 days on marketListed Mar 14, 2026MLS #TB8486438
About this home
1287 COLT CREEK PLACE
COME AND SEE THIS BEAUTIFUL and modern upgraded concrete block 3-bedrooms 2.5 bathrooms townhouse with a loft and a one car garage townhome located in the Union Park community in Wesley Chapel. Located in highly rated school zone, walking distance to Union Park Charter Academy. The property offers an open floor plan, smart home features, a one-car garage, and access to resort-style amenities, making it attractive for first-time buyers, families, or investors seeking rental income. The master bedroom includes an en- suite with double vanity and 2 walk in closets, one of which has upgraded custom shelving and drawer system. On the second floor you will also have 2 additional bedrooms, an additional bathroom, bonus room/loft and the laundry. Spectrum cable, high speed internet, exterior maintenance is included with the HOA. Amenities in Union Park include basketball courts, lap pool, resort style swimming pool, gym, trails, splash pad, dog park, and playground. Conveniently located near Wiregrass Mall, Tampa Premium Outlets, AdventHealth Wesley Chapel hospital, SR-56 and I-75 for commuting to Tampa.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,758
Sqft
0.08 ac
Lot size
1
Garage
2023
Year built
Two
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,901 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,901/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.3%
$/sqft vs Wesley Chapel actives
$193 vs $205
Days on market
146 vs 45 typical
Where $193/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside New River Ranchettes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
New River Ranchettes — neighborhood snapshot
Population
737
Median age
39
Median income
$104,318
Median home value
$366,000
Avg household
3
Households w/ children
138
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $430K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
211 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% below the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 1287 COLT CREEK PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$370,000
32135 GODDARD DRIVE
3 bd · 2 ba · 1,754 sqft · $211/sqft · 7 DOM
Sold · Feb ’26$408,000
32813 SAND CREEK DRIVE
3 bd · 2 ba · 1,722 sqft · $237/sqft · 55 DOM
Sold · Jun ’26$392,000
1653 LUDINGTON AVENUE
3 bd · 2.5 ba · 1,810 sqft · $217/sqft · 23 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1287 COLT CREEK PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1287 COLT CREEK PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1287 COLT CREEK PLACE FAQs
What would the monthly payment be for 1287 COLT CREEK PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,901/mo — principal and interest, the actual property-tax bill, the $65/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1287 COLT CREEK PLACE?+
The association fee works out to $65 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1287 COLT CREEK PLACE?+
The most recent tax bill on record (2025) was $6,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1287 COLT CREEK PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $339,900, this home is listed about 23% below the Wesley Chapel median of $439,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1287 COLT CREEK PLACE?+
Chester W. Taylor Junior Elementary School (elementary), Wesley Chapel High School (high), Raymond B. Stewart Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WESLEY CHAPEL 33543 market on paper
$339,900 is 4% below the WESLEY CHAPEL 33543 median of $352,500, and at $193/sqft it sits under the Wesley Chapel average of $221.
02Garden & Water views
The garden and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
146 days on market against a Wesley Chapel median of 45 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $345,000, now $339,900 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Julyssa Alicea. MLS #TB8486438.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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