David Ramirez
$510,000$525,0002 bd2 ba1,392 sqft$366 /sqft$3,867 /mo all-in ↓

3460 CRAPE MYRTLE DRIVE, HERNANDO BEACH, FL, 34607

Active131 days on marketListed Mar 12, 2026MLS #TB8485904

Reduced $15KWaterfrontFully furnishedSingle Family ResidenceHERNANDO BEACH

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Upcoming open house

Sun, Jul 26

2:00 PM – 4:00 PM

About this home

3460 CRAPE MYRTLE DRIVE

ICONIC PINK three-story octagon WATERFRONT home with PRESERVE & GULF VIEWS – ACTIVE VACATION RENTAL – SOLD TURNKEY in Hernando Beach! Welcome to one of the most unique and eye-catching homes on the coast—this 3-story octagon WATERFRONT retreat perfectly positioned to capture BREATHTAKING PRESERVE AND GULF VIEWS. Located in the heart of Hernando Beach, this TURNKEY property blends architectural character, modern updates, and the ultimate FLORIDA COASTAL lifestyle. The second-story MAIN LIVING LEVEL features an OPEN-CONCEPT floor plan filled with natural light, SHIPLAP accent walls, and seamless INDOOR-OUTDOOR living. The DESIGNER KITCHEN showcases GRAY SHAKER CABINETRY, QUARTZ COUNTERTOPS, TILE BACKSPLASH, FLOATING SHELVES, FARMHOUSE SINK, GLASS-TOP COOKTOP, BUILT-IN OVEN, AND HOOD VENT. This level also offers a spacious guest bedroom, full bath with GLASS-ENCLOSED tub/shower combo, and a convenient laundry area tucked behind a stylish BARN DOOR. Step outside to enjoy COASTAL BREEZES from both the BALCONY AND SCREENED PORCH overlooking the peaceful PRESERVE. A striking SPIRAL STAIRCASE leads to the third-level PRIMARY SUITE, where you’ll find the most spectacular PANORAMIC VIEWS in the home. Take in SWEEPING SUNSETS, GULF WATERS, AND UNTOUCHED NATURAL LANDSCAPES from your private retreat. The suite features a WALK-IN CLOSET with custom shelving and a beautifully updated ENSUITE BATHROOM with CUSTOM VANITY AND WALK-IN SHOWER WITH GLASS ENCLOSURE AND NICHE. The outdoor space is designed for true COASTAL LIVING with 75 FEET OF WATERFRONT, a CONCRETE PATIO, and a FLOATING DOCK. Launch your KAYAK OR PADDLEBOARD directly from your backyard and explore serene MANGROVE-LINED WATERWAYS. The FULLY FENCED YARD with two separate sections provides flexibility for PETS, ENTERTAINING, OR FUTURE POOL ADDITION. Additional highlights include a 2021 ROOF, contributing to approximately $2,501/YEAR HOMEOWNERS INSURANCE, and approximately $4,370/YEAR FLOOD INSURANCE. Located just a short distance to the HERNANDO BEACH BOAT LIFT, offering EASY ACCESS TO THE GULF for boating enthusiasts. Currently operating as an ACTIVE SHORT-TERM VACATION RENTAL and being SOLD FULLY FURNISHED / TURNKEY, this property is ideal as a PRIMARY RESIDENCE, SECOND HOME, OR INCOME-PRODUCING INVESTMENT. Located in the vibrant HERNANDO BEACH WATERFRONT COMMUNITY, residents enjoy BOATING, KAYAKING, PADDLEBOARDING, FISHING, AND DIRECT ACCESS TO THE GULF. Just minutes from Weeki Wachee Springs State Park, plus nearby SHOPPING, DINING, AND MEDICAL FACILITIES. The area is GOLF CART FRIENDLY, allows SHORT-TERM RENTALS, and has NO HOA AND NO DEED RESTRICTIONS, making it ideal for FULL-TIME LIVING, A VACATION HOME, OR A HIGH-PERFORMING INVESTMENT PROPERTY. With convenient access to the Suncoast Parkway, commuting to Tampa, Brooksville, and surrounding areas is easy. RARE, ICONIC, AND UNLIKE ANYTHING ELSE ON THE MARKET -- YOUR WATERFRONT PARADISE AWAITS.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,392

Sqft

0.17 ac

Lot size

1988

Year built

Three Or More

Levels

$366

Per sqft

WaterfrontWater viewFurnishedPets allowed

Inside

FlooringTile · Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Closet · Washer Hookup
CoolingMini-Split Unit(s)
HeatingOther
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationStilt/On Piling
ViewWater
FacesSouth
ParkingBoat · Covered · Driveway · Ground Level · Parking Pad · RV Carport
ExteriorBalcony · Dog Run · French Doors

Community & fees

Taxes (2025)$5,745/yr
PetsYes
CommunityGolf Carts OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,867 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property tax — 2025 actual bill$479
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,850Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,850
Interest rate6.00%
Loan term

Estimated payment

$3,867/mo

Principal & interest$3,002
FHA mortgage insurance (est.)$226
Property taxes (actual bill)$479
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $510K
$281KedgeAI estimate $355,744 · range $292K$532K$554K

vs edgeAI estimate

+43.4%

$/sqft vs HERNANDO BEACH

$366 vs $353

Days on market

131 vs 35 typical

Where $366/sqft sits among the 25 homes for sale in HERNANDO BEACH

4
7
3 · this home
4
3
4
$275–308$308–341$341–373$373–406$406–439$439+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando Beach

Map of 3460 CRAPE MYRTLE DRIVE

Get to know Hernando Beach. See the full Hernando Beach guide →

HERNANDO BEACH 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★
ElementaryDeltona Elementary School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando Beach market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$495K$488K

Hernando Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

13 of 25

HERNANDO BEACH have cut their price

Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $510,000 $15K
Mar 12, 2026Listed at $525,000 · 131 days on market since
1988Built · HERNANDO BEACH

Reality check

What actually sold near 3460 CRAPE MYRTLE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4023 COMPANERO ENTRASold · Apr ’26

$630,000

4023 COMPANERO ENTRA · same community

3 bd · 3 ba · 1,374 sqft · $459/sqft · 27 DOM

3363 POINSETTIA DRIVESold · Feb ’26

$495,000

3363 POINSETTIA DRIVE · same community

3 bd · 2 ba · 1,440 sqft · $344/sqft · 0 DOM

4137 DES PREZ COURTSold · Jan ’26

$595,000

4137 DES PREZ COURT · same community

3 bd · 2 ba · 1,470 sqft · $405/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3460 CRAPE MYRTLE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3460 CRAPE MYRTLE DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3460 CRAPE MYRTLE DRIVE FAQs

What would the monthly payment be for 3460 CRAPE MYRTLE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,867/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3460 CRAPE MYRTLE DRIVE?+

The most recent tax bill on record (2025) was $5,745. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3460 CRAPE MYRTLE DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando Beach?+

At $510,000, this home is listed about 7% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3460 CRAPE MYRTLE DRIVE?+

Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$510,000 runs 58% above the HERNANDO BEACH 34607 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

131 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $525,000, now $510,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of JT REALTY & ASSOCIATES · Sarah Hill. MLS #TB8485904.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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