David Ramirez
$1,625,000$1,875,0005 bd4.5 ba3,577 sqft$454 /sqft$10,416 /mo all-in ↓

236 SAN SALVADOR DRIVE, DUNEDIN, FL, 34698

Active145 days on marketListed Mar 12, 2026MLS #TB8485884

Reduced $250KPrivate poolSingle Family ResidenceDUNEDIN ISLES 1

About this home

236 SAN SALVADOR DRIVE

Welcome to 236 San Salvador Drive, a truly exceptional Spanish-style estate located in the highly sought after Dunedin Isles community. Experience captivating views overlooking St. Joseph Sound. This fully remodeled property sits on an expansive 2¼ lots and offers a rare combination of luxury living, privacy, and outstanding income-producing potential. The stunning main residence features 3 bedrooms and 2 bathrooms, beautifully updated with high-end finishes throughout. The entire property has undergone an extensive renovation, including brand-new appliances, three new A/C units, and a newly constructed pool, creating a move-in-ready coastal retreat. Feel free to request sellers property disclosure regarding previous flood damage. Adding incredible versatility, the estate includes two separate private apartments, each with access to a dedicated laundry room, making them ideal for guest accommodations, multigenerational living, long-term rental income, or short-term vacation opportunities. Step outside to your own private oasis where a newly added pool and pool bath create the perfect setting for relaxing or entertaining. A charming brick-paved walkway winds through lush, mature landscaping, leading to multiple secluded sitting areas—perfect for enjoying Dunedin’s spectacular sunset views over the water. Privacy and curb appeal abound with a four-foot privacy wall surrounding the front and side of the property, while the oversized corner lot provides ample space for RV and boat parking—a rare find this close to the water. Whether you are seeking a luxury primary residence, a coastal compound, or an exceptional income-producing investment, this one-of-a-kind Dunedin Isles property offers endless possibilities in one of Florida’s most desirable waterfront communities. Buyer or Buyer's agent to confirm all leasing restrictions and rules with the City of Dunedin Room sizes are deemed reliable, but to be confirmed by Buyer(s).

Facts & features

The home at a glance

5

Bedrooms

4.5

Bathrooms

3,577

Sqft

0.41 ac

Lot size

2

Garage

1927

Year built

Multi/Split

Levels

$454

Per sqft

Private poolFireplaceWater view

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionStucco
FoundationBlock
ViewWater
FacesSouth
ParkingBoat · RV Parking
ExteriorBalcony · Courtyard · Fire Pit · Garden · Irrigation System · Lighting · Outdoor Kitchen · Private Entrance · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$10,536/yr

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$10,416 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,768
PMI (est., until 20% equity)$609
Property tax — 2025 actual bill$878
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $162,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $162,500
Interest rate6.00%
Loan term

Estimated payment

$10,416/mo

Principal & interest$8,768
PMI (est., until 20% equity)$609
Property taxes (actual bill)$878
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Dunedin actives

$454 vs $298

Days on market

145 vs 45 typical

Where $454/sqft sits among the 256 Dunedin actives

68
61
63
27
17 · this home
20
$143–221$221–298$298–376$376–454$454–532$532+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Dunedin

Map of 236 SAN SALVADOR DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)35 min
Downtown Tampa38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dunedin. See the full Dunedin guide →

DUNEDIN 34698 — neighborhood snapshot

Population

37,817

Median age

58.1

Median income

$67,323

Median home value

$335,800

Avg household

2.04

Households w/ children

2,412

For the school run

Pinellas County School District

MiddleDunedin Highland Middle School★★★★
ElementaryDunedin Elementary School★★★★
HighDunedin High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dunedin market

Seller’s marketLeans seller3.7 months of inventoryBuyer’s market

$455K$463K

Dunedin median sold, yr/yr

95.6%

Sale-to-list ratio (12 mo)

152 of 256

Dunedin actives have cut their price

Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 442% above the DUNEDIN 34698 median. See the full Dunedin market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,625,000 $250K
Mar 12, 2026Listed at $1,875,000 · 145 days on market since
1927Built · DUNEDIN ISLES 1

Reality check

What actually sold near 236 SAN SALVADOR DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1588 SANTA BARBARA DRIVESold · Oct ’25

$2,842,500

1588 SANTA BARBARA DRIVE · same community

3 bd · 3 ba · 2,584 sqft · $1,100/sqft · 18 DOM

1600 SANTA BARBARA DRIVESold · Jul ’26

$1,500,000

1600 SANTA BARBARA DRIVE · same community

3 bd · 2 ba · 2,487 sqft · $603/sqft · 172 DOM

412 MIRA VISTA DRIVESold · Jan ’26

$663,000

412 MIRA VISTA DRIVE · same community

5 bd · 3 ba · 2,200 sqft · $301/sqft · 62 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 236 SAN SALVADOR DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 236 SAN SALVADOR DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

236 SAN SALVADOR DRIVE FAQs

What would the monthly payment be for 236 SAN SALVADOR DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,416/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 236 SAN SALVADOR DRIVE?+

The most recent tax bill on record (2025) was $10,536. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Dunedin?+

At $1,625,000, this home is listed about 307% above the Dunedin median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 236 SAN SALVADOR DRIVE?+

Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,625,000 runs 442% above the DUNEDIN 34698 median — but at 3,577 sqft it's also nearly 3 times the size of the typical Dunedin listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

145 days on market against a Dunedin median of 45 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,875,000, now $1,625,000 — a $250K cut. The full history is in the market section below.

Listing courtesy of PRIME INT'L REAL ESTATE GROUP · Lindsey Moore. MLS #TB8485884.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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