1435 EMERALD DUNES DRIVE, SUN CITY CENTER, FL, 33573
Active147 days on marketListed Mar 12, 2026MLS #TB8485696
About this home
1435 EMERALD DUNES DRIVE
Luxury golf course living awaits at Toscana at Renaissance. This nearly 2,500 sq ft, TURN-KEY FURNISHED condo, with high-end designer furnishings included, is perfectly positioned along the 18th hole of the Club Renaissance Golf Course, within the highly sought-after 55+ community of Sun City Center. Enjoy spectacular Florida sunsets from your screened balcony, where tranquil golf and water views create the perfect backdrop for relaxed, resort-style living. The open-concept design blends comfort, elegance, and functionality. From the moment you enter, abundant natural light creates a warm and inviting atmosphere. Architectural details including vaulted ceilings, crown molding, and grand arched doorways showcase the quality craftsmanship found throughout. The kitchen is thoughtfully designed with quality cabinetry, a natural gas stove with range hood, and a stylish backsplash. A true highlight of the home is the custom-designed bar and entertainment area, featuring built-in seating and a kegerator beverage dispenser—an inviting space ideal for entertaining guests and gathering with friends and family. The spacious owner’s suite serves as a private retreat with a large walk-in closet, elegant en-suite bath, and direct access to the enclosed lanai. Thoughtfully separated from the guest bedrooms, it offers exceptional privacy for both owners and visitors. Residents are just minutes from the Renaissance Clubhouse and its exceptional amenities. The Condo Association maintains the exterior and landscaping, including irrigation, allowing for a truly low-maintenance lifestyle. Golf enthusiasts will appreciate the beautifully manicured par-72 Club Renaissance Golf Course, widely regarded as one of the finest in Sun City Center. Members enjoy a stunning Mediterranean-style clubhouse featuring fine dining, a golf shop, resort-style pool, full-service spa, and a comprehensive fitness and wellness center with both indoor and aquatic classes. The Sun City Center Community Association offers an unmatched active-adult lifestyle with a state-of-the-art fitness center, indoor Olympic-size pool, resistance pool, softball, pickleball, tennis, arts and crafts, dancing, and over 200 clubs and social activities. Conveniently located near shopping, dining, medical facilities, and major highways, you’ll enjoy easy access to Tampa, Sarasota, world-class Gulf beaches, theaters, and more. Simply bring your suitcase and start enjoying the Florida lifestyle today. This beautifully furnished, move-in-ready condo makes retirement living effortless.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,482
Sqft
0.05 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,169 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,169/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.8%
$/sqft vs Sun City Center actives
$167 vs $163
Days on market
147 vs 55 typical
Where $167/sqft sits among the 300 Sun City Center actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
SUN CITY CENTER 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sun City Center market
$255K → $240K
Sun City Center median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
185 of 300
Sun City Center actives have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 1435 EMERALD DUNES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$310,000
1354 EMERALD DUNES DRIVE
3 bd · 2 ba · 2,482 sqft · $125/sqft · 198 DOM
Sold · Apr ’26$385,000
1344 EMERALD DUNES DRIVE
3 bd · 2 ba · 2,482 sqft · $155/sqft · 10 DOM
Sold · May ’26$505,000
1613 EMERALD DUNES DRIVE
3 bd · 3.5 ba · 2,547 sqft · $198/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1435 EMERALD DUNES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1435 EMERALD DUNES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1435 EMERALD DUNES DRIVE FAQs
What would the monthly payment be for 1435 EMERALD DUNES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,169/mo — principal and interest, the actual property-tax bill, the $775/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1435 EMERALD DUNES DRIVE?+
The association fee works out to $775 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1435 EMERALD DUNES DRIVE?+
The most recent tax bill on record (2025) was $7,287. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1435 EMERALD DUNES DRIVE?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $415,000, this home is listed about 54% above the Sun City Center median of $269,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1435 EMERALD DUNES DRIVE?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$415,000 runs 68% above the SUN CITY CENTER 33573 median — but at 2,482 sqft it's also 61% larger than the typical Sun City Center listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $775/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
147 days on market against a Sun City Center median of 55 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $459,900, now $415,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Marijean Reith. MLS #TB8485696.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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