9700 STARKEY ROAD UNIT 312, SEMINOLE, FL, 33777
Active144 days on marketListed Mar 12, 2026MLS #TB8485493
About this home
9700 STARKEY ROAD UNIT 312
New A/C unit just installed! Welcome to this inviting one-bedroom, one-bathroom ground-floor condo located in the desirable Antigua Condo community in Seminole, FL. This cozy and well-maintained unit offers the perfect blend of comfort, convenience, and an active lifestyle with access to exceptional amenities and the peace of mind that comes from recent weather resilience. Step inside to find a well-maintained living space with natural light that highlights the home’s comfortable layout. The kitchen provides ample counter space and storage, perfect for preparing meals and entertaining guests. The bedroom is spacious and inviting, complete with a large walk-in closet. Enjoy the ease of living on the ground floor, providing easy access and no need for stairs. Rest assured, this home has been untouched by storm or hurricane damage, including from Hurricane Helene and Hurricane Milton, making it a secure and reliable option. The Antigua Condo community is renowned for its resort-style amenities, including a sparkling community pool, tennis courts, a well-appointed clubhouse, and a relaxing sauna. With low HOA dues, residents can enjoy an active, maintenance-free lifestyle without breaking the bank. Included in the HOA fees will be your water, sewer, trash collection, cable, and internet as well as access to all of the amenities mentioned above! Located in Seminole, this condo offers easy access to nearby shopping, dining, parks, and Florida’s world-famous beaches. Whether you’re looking for a full-time home or a seasonal escape, this condo is ready for you to move in and start enjoying the best of Florida living.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
700
Sqft
1977
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,859 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,859/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+49.4%
$/sqft vs Seminole actives
$236 vs $252
Days on market
144 vs 44 typical
Where $236/sqft sits among the 290 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Antigua
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
Antigua — neighborhood snapshot
Population
306
Median age
43
Median income
$120,658
Median home value
$338,400
Avg household
2
Households w/ children
20%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
167 of 290
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 9700 STARKEY ROAD UNIT 312
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$193,000
9700 STARKEY ROAD UNIT 223 · same community
2 bd · 2 ba · 1,025 sqft · $188/sqft · 26 DOM
Sold · Feb ’26$204,000
9700 STARKEY ROAD UNIT 321 · same community
2 bd · 2 ba · 1,080 sqft · $189/sqft · 34 DOM
Sold · Jun ’26$90,000
7701 STARKEY ROAD UNIT 102
1 bd · 1 ba · 700 sqft · $129/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9700 STARKEY ROAD UNIT 312 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9700 STARKEY ROAD UNIT 312 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9700 STARKEY ROAD UNIT 312 FAQs
What would the monthly payment be for 9700 STARKEY ROAD UNIT 312?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,859/mo — principal and interest, the actual property-tax bill, the $508/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9700 STARKEY ROAD UNIT 312?+
The association fee works out to $508 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9700 STARKEY ROAD UNIT 312?+
The most recent tax bill on record (2025) was $1,755. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9700 STARKEY ROAD UNIT 312?+
The listing reports pets: Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $165,000, this home is listed about 57% below the Seminole median of $386,500. The market section on this page shows how the area is trending.
Which schools are assigned to 9700 STARKEY ROAD UNIT 312?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SEMINOLE 33777 market on paper
$165,000 is 40% below the SEMINOLE 33777 median of $273,500, and at $236/sqft it sits under the Seminole average of $256.
02Tennis Court views
The tennis court view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $508/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
144 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Osceola Middle School, Starkey Elementary School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Adam Smith. MLS #TB8485493.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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