David Ramirez
$898,000$899,0002 bd2 ba782 sqft$1,148 /sqft$5,177 /mo all-in ↓

10116 GULF BOULEVARD UNIT 203W, TREASURE ISLAND, FL, 33706

Active147 days on marketListed Mar 11, 2026MLS #TB8485337

Reduced $1KWaterfrontFully furnishedCondo - HotelOCEANA AT TREASURE ISLAND CONDO

About this home

10116 GULF BOULEVARD UNIT 203W

This exceptional 2-bedroom, 2-bathroom condo at Oceana in Treasure Island offers a rare combination of luxury and profitability. Built in 2019, the condo features direct beachfront access, allowing you to enjoy the stunning white sand beaches and ocean views from your private balcony or the rooftop deck.The interior is designed with high-end finishes, including granite countertops, stainless steel appliances, and tile flooring. The master bedroom provides a perfect vantage point for breathtaking sunsets, creating a serene retreat. The Oceana complex offers amenities such as two pools, hot tubs, and six rentable boat slips, along with reserved parking for guests and owners. Located within walking distance of numerous restaurants, shops, and nightlife, this condo is perfectly positioned for both relaxation and entertainment. Don't miss out on this prime investment opportunity in a highly sought-after location! GREAT 1031 EXCHANGE OPPORTUNITY. Over 40k booked thus far in 2026.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

782

Sqft

0.1 ac

Lot size

2018

Year built

One

Levels

$1,148

Per sqft

WaterfrontFurnishedPets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesCooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Solid Surface Counters · Split Bedroom · Thermostat · Window Treatments
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesWest
ParkingAssigned · Guest · Reserved
ExteriorBalcony · Lighting · Sidewalk

Community & fees

Taxes (2025)$10,524/yr
PetsBreed Restrictions, Yes
CommunityFishing · Water Access · Waterfront · Pool · Sidewalks

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,177 /mo · 30% down, 30-yr fixed at 6.9%

Principal & interest$4,140
Property tax — 2025 actual bill$877
Insurance (FL estimate)$160

Why the rate is different here

Loan typeCondo-hotel / non-warrantableTypical down payment30%+Rate premium+0.5–1.0%

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Down payment30% · $269,400
Interest rate6.90%
Loan term

Estimated payment

$5,177/mo

Principal & interest$4,140
Property taxes (actual bill)$877
Est. insurance$160

Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $898K
$559KedgeAI estimate $668,130 · range $582K$883K$934K

vs edgeAI estimate

+34.4%

$/sqft vs Treasure Island actives

$1,148 vs $522

Days on market

147 vs 96 typical

Where $1,148/sqft sits among the 171 Treasure Island actives

53
44
24
19
16
15 · this home
$234–395$395–556$556–716$716–877$877–1038$1038+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Treasure Island

Map of 10116 GULF BOULEVARD UNIT 203W

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Treasure Island. See the full Treasure Island guide →

TREASURE ISLAND 33706 — neighborhood snapshot

Population

15,347

Median age

62.2

Median income

$97,364

Median home value

$616,800

Avg household

1.79

Households w/ children

453

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Treasure Island market

Seller’s marketLeans buyer9.0 months of inventoryBuyer’s market

$685K$720K

Treasure Island median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

93 of 171

Treasure Island actives have cut their price

Median sold price, Treasure Island, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% above the TREASURE ISLAND 33706 median. See the full Treasure Island market guide →

Paper trail

This home's history

CurrentPrice reduced to $898,000 $1K
Mar 11, 2026Listed at $899,000 · 147 days on market since
2018Built · OCEANA AT TREASURE ISLAND CONDO

Reality check

What actually sold near 10116 GULF BOULEVARD UNIT 203W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

321 77TH AVENUESold · Aug ’25

$180,000

321 77TH AVENUE

3 bd · 1 ba · 768 sqft · $234/sqft · 235 DOM

48 79TH TERRACESold · Apr ’26

$525,000

48 79TH TERRACE

2 bd · 1.5 ba · 676 sqft · $777/sqft · 96 DOM

440 77TH AVENUESold · Aug ’25

$275,000

440 77TH AVENUE

2 bd · 1.5 ba · 922 sqft · $298/sqft · 160 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 10116 GULF BOULEVARD UNIT 203W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 10116 GULF BOULEVARD UNIT 203W — before you fall in love.

See it in person

Schedule a tour

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Straight answers

10116 GULF BOULEVARD UNIT 203W FAQs

What would the monthly payment be for 10116 GULF BOULEVARD UNIT 203W?+

With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $5,177/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 10116 GULF BOULEVARD UNIT 203W?+

The most recent tax bill on record (2025) was $10,524. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 10116 GULF BOULEVARD UNIT 203W?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Treasure Island?+

At $898,000, this home is listed about 26% above the Treasure Island median of $710,000. The market section on this page shows how the area is trending.

Which schools are assigned to 10116 GULF BOULEVARD UNIT 203W?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$898,000 runs 100% above the TREASURE ISLAND 33706 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03The trade-off to know about

Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.

04Strong assigned schools

Azalea Middle School, Azalea Elementary School, Boca Ciega High School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $899,000, now $898,000 — a $1K cut. The full history is in the market section below.

Listing courtesy of RESORT REALTY · Chad Hatfield. MLS #TB8485337.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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