36 WINDRUSH BAY DRIVE UNIT 36, TARPON SPRINGS, FL, 34689
Active146 days on marketListed Mar 11, 2026MLS #TB8485215
About this home
36 WINDRUSH BAY DRIVE UNIT 36
VERY MOTOVATED TO SELL! This stand-alone villa, located in a vibrant oceanfront community and safely positioned in a non-flood (X) zone, offers the perfect blend of comfort, style, and coastal charm. Nestled between Sunset Beach and Fred Howard Park & Beach, the home feels bright and airy throughout, with no shared walls and a layout designed for privacy. The two spacious bedrooms sit on opposite sides of the villa; the primary suite includes multiple closets—one a generous walk-in—and a private bathroom with a walk-in shower, while the guest bedroom features an oversized closet and easy access to a full guest bath. The updated kitchen opens seamlessly into the living and dining areas, where a welcoming fireplace adds warmth and character. A large screened lanai/Florida room extends the living space and invites you to enjoy the coastal breeze, surrounded by lush tropical landscaping that creates a serene, private retreat. A convenient storage closet adds functionality, and two dedicated parking spaces sit directly in front of the villa. Windrush Bay offers low-maintenance living, with the HOA handling exterior and grounds care, allowing you to fully enjoy the community’s exceptional amenities. Residents gather at the Gulf-front heated pool—warmed in winter and chilled in summer—or relax in the clubhouse, which includes a fitness room, private sauna, grills, and a spacious recreation area overlooking the water, currently being updated. The community garden provides a peaceful space for those who love to grow, while the oceanfront seawall with new benches is perfect for fishing, unwinding, or taking in the breathtaking Gulf of Mexico sunsets. The property has never flooded, and there are no upcoming special assessments. Located just minutes from Tarpon Springs’ Historic District and the world-famous Sponge Docks, this villa places you close to charming shops, waterfront dining, festivals, concerts, and art events. Rich in culture, natural beauty, and coastal energy, the area offers a relaxed yet lively lifestyle. This home is more than a place to live—it’s an invitation to embrace the ease and elegance of oceanfront living while staying connected to the charm and vibrancy of Tarpon Springs.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,035
Sqft
5.43 ac
Lot size
1984
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,513 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,513/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.3%
$/sqft vs Tarpon Springs actives
$193 vs $245
Days on market
146 vs 46 typical
Where $193/sqft sits among the 269 Tarpon Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tarpon Springs
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tarpon Springs. See the full Tarpon Springs guide →
TARPON SPRINGS 34689 — neighborhood snapshot
Population
27,007
Median age
55.7
Median income
$66,523
Median home value
$311,500
Avg household
2.15
Households w/ children
1,849
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tarpon Springs market
$433K → $400K
Tarpon Springs median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
143 of 269
Tarpon Springs actives have cut their price
Median sold price, Tarpon Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the TARPON SPRINGS 34689 median. See the full Tarpon Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 36 WINDRUSH BAY DRIVE UNIT 36
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$259,000
20 WINDRUSH BAY DRIVE UNIT 20 · same community
2 bd · 2 ba · 1,035 sqft · $250/sqft · 103 DOM
Sold · Aug ’25$270,000
13 WINDRUSH BAY DRIVE · same community
2 bd · 2 ba · 1,035 sqft · $261/sqft · 12 DOM
Sold · Jun ’26$202,000
25 WINDRUSH BAY DRIVE UNIT 25 · same community
2 bd · 2 ba · 1,035 sqft · $195/sqft · 459 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 36 WINDRUSH BAY DRIVE UNIT 36 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 36 WINDRUSH BAY DRIVE UNIT 36 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
36 WINDRUSH BAY DRIVE UNIT 36 FAQs
What would the monthly payment be for 36 WINDRUSH BAY DRIVE UNIT 36?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,513/mo — principal and interest, the actual property-tax bill, the $762/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 36 WINDRUSH BAY DRIVE UNIT 36?+
The association fee works out to $762 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 36 WINDRUSH BAY DRIVE UNIT 36?+
The most recent tax bill on record (2025) was $3,904. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 36 WINDRUSH BAY DRIVE UNIT 36?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tarpon Springs?+
At $200,000, this home is listed about 53% below the Tarpon Springs median of $429,950. The market section on this page shows how the area is trending.
Which schools are assigned to 36 WINDRUSH BAY DRIVE UNIT 36?+
Tarpon Springs High School (high), Tarpon Springs Middle School (middle), Sunset Hills Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the TARPON SPRINGS 34689 market on paper
$200,000 is 34% below the TARPON SPRINGS 34689 median of $303,799, and at $193/sqft it sits under the Tarpon Springs average of $264.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Know the monthly fee
The association fee is $762/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
146 days on market against a Tarpon Springs median of 46 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Tarpon Springs High School, Tarpon Springs Middle School, Sunset Hills Elementary School — Sunset Hills Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Renee Gialousis. MLS #TB8485215.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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