David Ramirez

4289 SE 20TH STREET, TRENTON, FL, 32693

Active147 days on marketListed Mar 12, 2026MLS #TB8485192

Priced 83% below the TRENTON 32693 median2ND ADD WATERS LAKE SUB

About this home

4289 SE 20TH STREET

**A Canvas Awaiting Its Masterpiece** Nestled at the quiet terminus of a tree-lined street, this extraordinary corner lot presents a once-in-a-generation opportunity for the visionary buyer who understands that true luxury begins with the perfect foundation. Zoned residential and brimming with untapped potential, this parcel invites you to architect the retreat you have always imagined — from a custom-built estate to a thoughtfully renovated homestead that honors the land's existing character. The property may include a pre-existing mobile home structure, offering an intriguing starting point for those who relish the art of transformation. Whether you envision a complete reimagining or a ground-up creation, the possibilities here are as expansive as the Florida sky stretching overhead. Situated in the charming enclave of Trenton, this locale delivers the kind of serene, unhurried living that discerning buyers increasingly crave. The surrounding neighborhood exudes a pastoral elegance, where sprawling landscapes meet genuine small-town warmth. Nature enthusiasts will delight in the proximity to Bell Ridge Longleaf Wildlife and Environmental Area, a breathtaking preserve just minutes away that offers immersive encounters with Florida's remarkable ecological tapestry. Everyday conveniences remain well within reach, ensuring that tranquility never comes at the expense of practicality. At this compelling price point, you are not merely purchasing land — you are investing in a lifestyle defined by possibility, privacy, and the freedom to create something truly extraordinary. Opportunities of this caliber rarely linger on the market. Reach out today and begin writing the next chapter of your story on this remarkable piece of Florida paradise.

Facts & features

The home at a glance

0.21 ac

Lot size

Trees/Woods viewPets allowed

Inside

Outside & construction

ViewTrees/Woods
FacesNorth

Community & fees

Taxes (2025)$532/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electrical Nearby · Private · Sewer Available · Water Available · Water Nearby
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$407 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$188
FHA mortgage insurance (est.)$14
Property tax — 2025 actual bill$44
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,120Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,120
Interest rate6.00%
Loan term

Estimated payment

$407/mo

Principal & interest$188
FHA mortgage insurance (est.)$14
Property taxes (actual bill)$44
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Trenton

Map of 4289 SE 20TH STREET

Get to know Trenton. See the full Trenton guide →

TRENTON 32693 — neighborhood snapshot

Population

11,692

Median age

46

Median income

$64,128

Median home value

$182,300

Avg household

2.46

Households w/ children

1,358

The numbers that matter

The Trenton market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$209K$295K

Trenton median sold, yr/yr

94.5%

Sale-to-list ratio (12 mo)

Median sold price, Trenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 83% below the TRENTON 32693 median. See the full Trenton market guide →

Paper trail

This home's history

Mar 12, 2026Listed at $32,000 · 147 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4289 SE 20TH STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4289 SE 20TH STREET — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

4289 SE 20TH STREET FAQs

What would the monthly payment be for 4289 SE 20TH STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $407/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4289 SE 20TH STREET?+

The most recent tax bill on record (2025) was $532. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4289 SE 20TH STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Trenton?+

At $32,000, this home is listed about 88% below the Trenton median of $274,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the TRENTON 32693 market on paper

$32,000 is 83% below the TRENTON 32693 median of $189,000.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

147 days on market against a Trenton median of 70 — sellers in this position are usually ready to negotiate.

Listing courtesy of COMPASS FLORIDA LLC · Michael Wooldridge. MLS #TB8485192.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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