3338 FERNLEAF DRIVE, HERNANDO BEACH, FL, 34607
Active132 days on marketListed Mar 11, 2026MLS #TB8484522
About this home
3338 FERNLEAF DRIVE
Fractional Ownership. Price Improvement! Now is your chance to own this Hernando Beach waterfront home ! Awesome elevator home has 4 bedrooms and three full baths. A gorgeous pool and views that last forever. This home boasts a Great Room With A Fireplace- Vaulted Ceilings- Eat In Kitchen With Newer Stainless Appliances- Corian Counters- Pantry- Master Bedroom Walk In Closet- A Wood Deck Overlooking The Canal And Pool Area- Inside Laundry- Lower Level has A Bedroom- Eat In Kitchen- Living Room- 2 Built In The wall Ac Units- Extras Include- Pool With A Waterfall, A 2nd. Covered Porch- - Ceiling fans- Roof November 2014- AC December 2014- Dock- Sea wall-Indirect Gulf Access Through A Boat Lift To The Gulf Of America .Come home to paradise! ALSO, Lot next door is also for sale by the same owner.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,344
Sqft
0.11 ac
Lot size
3
Garage
1989
Year built
Two
Levels
$353
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,741 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,741/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs HERNANDO BEACH
$353 vs $361
Days on market
132 vs 35 typical
Where $353/sqft sits among the 25 homes for sale in HERNANDO BEACH
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Hernando Beach
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
14 of 25
HERNANDO BEACH have cut their price
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 47% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 3338 FERNLEAF DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$630,000
4023 COMPANERO ENTRA · same community
3 bd · 3 ba · 1,374 sqft · $459/sqft · 27 DOM
Sold · Feb ’26$495,000
3363 POINSETTIA DRIVE · same community
3 bd · 2 ba · 1,440 sqft · $344/sqft · 0 DOM
Sold · May ’26$470,000
3356 OLEANDER DRIVE · same community
3 bd · 2 ba · 1,242 sqft · $378/sqft · 103 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3338 FERNLEAF DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3338 FERNLEAF DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3338 FERNLEAF DRIVE FAQs
What would the monthly payment be for 3338 FERNLEAF DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,741/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3338 FERNLEAF DRIVE?+
The most recent tax bill on record (2024) was $6,893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Hernando Beach?+
At $475,000, this home is listed about 13% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3338 FERNLEAF DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$475,000 runs 47% above the HERNANDO BEACH 34607 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
132 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of TROPIC SHORES REALTY · Todd LoCascio. MLS #TB8484522.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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