
1949 E DUVAL STREET, LAKE CITY, FL, 32055
Active138 days on marketListed Mar 8, 2026MLS #TB8484288
About this home
1949 E DUVAL STREET
One or more photo(s) has been virtually staged. Cozy One-Bedroom Living in Lake City Welcome to 1949 E Duval – Unit 00, a comfortable 1-bedroom, 1-bath residence conveniently located in Lake City. This thoughtfully sized unit offers a simple and practical layout, making it an excellent choice for anyone looking for easy, low-maintenance living. The living space feels welcoming and functional, with a private bedroom that provides a quiet place to relax at the end of the day. The kitchen and living areas are arranged for everyday convenience, creating a comfortable space to call home. Situated along E Duval Street, the property offers quick access to downtown Lake City, shopping, dining, and major roadways, making daily errands and commuting simple. A great opportunity for affordable, comfortable living in a convenient location.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
250
Sqft
0.82 ac
Lot size
1949
Year built
One
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$165 /mo · 30% down, 30-yr fixed at 6.9%
Why the rate is different here
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote for a condo-hotel in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$165/mo
Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs COUNTRY CLUB ESTATES
$4 vs $256
Days on market
138 vs 38 typical
Where $4/sqft sits among the 35 homes for sale in COUNTRY CLUB ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake City
Get to know Lake City. See the full Lake City guide →
LAKE CITY 32055 — neighborhood snapshot
Population
16,792
Median age
36.6
Median income
$57,328
Median home value
$161,200
Avg household
2.52
Households w/ children
2,057
For the school run
Columbia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lake City market
$285K → $385K
Lake City median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
13 of 35
COUNTRY CLUB ESTATES have cut their price
Median sold price, Lake City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 100% below the LAKE CITY 32055 median. See the full Lake City market guide →
Paper trail
This home's history
Reality check
What actually sold near 1949 E DUVAL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$95,000
718 S GREEN CIRCLE · same community
1 bd · 1 ba · 552 sqft · $172/sqft · 132 DOM
Sold · Apr ’26$225,000
2448 DARTMOUTH ROAD · same community
2 bd · 1 ba · 816 sqft · $276/sqft · 48 DOM
Sold · Apr ’26$235,000
858 S GREEN CIRCLE · same community
2 bd · 2 ba · 884 sqft · $266/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1949 E DUVAL STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1949 E DUVAL STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1949 E DUVAL STREET FAQs
What would the monthly payment be for 1949 E DUVAL STREET?+
With 30% down on a 30-year condo-hotel loan at 6.9%, the all-in payment lands around $165/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 1949 E DUVAL STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lake City?+
At $950, this home is listed about 100% below the Lake City median of $392,525. The market section on this page shows how the area is trending.
Which schools are assigned to 1949 E DUVAL STREET?+
Westside Elementary School (elementary), Columbia High School (high) — Columbia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LAKE CITY 32055 market on paper
$950 is 100% below the LAKE CITY 32055 median of $230,000, and at $4/sqft it sits under the Lake City average of $207.
02The trade-off to know about
Condo-hotel units use specialty financing — expect a larger down payment and a rate premium, or an all-cash purchase. Our lender partners quote these weekly; the cost panel below reflects standard financing, so ask us for the real quote.
03Time on market is leverage
138 days on market against a Lake City median of 38 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Westside Elementary School, Columbia High School — Westside Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BRIGHT SUN REALTY INC · Sury Lerner. MLS #TB8484288.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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