
2878 NE 340 HIGHWAY, BRANFORD, FL, 32008
Active144 days on marketListed Mar 7, 2026MLS #TB8484150
About this home
2878 NE 340 HIGHWAY
Private Riverfront Lodge with Nearly ½ Mile of Suwannee River Frontage on 36.9 Acres in Dixie County! A once-in-a-generation opportunity to own approximately 36.9 acres with nearly ½ mile (approximately 2,017 feet) of pristine frontage along the legendary Suwannee River. Offering exceptional privacy, breathtaking natural beauty, and an elevated riverfront lodge, this extraordinary property is ideal for those seeking a private family estate, legacy homestead, or peaceful waterfront retreat. Positioned high above the river, the 2,610-square-foot lodge-style residence features 3 bedrooms and 4 bathrooms and was thoughtfully designed to embrace the surrounding landscape. Soaring vaulted wood ceilings, expansive windows showcasing panoramic river views, a dramatic stone fireplace, and a spacious wraparound porch create an inviting home that feels like a private treehouse overlooking one of Florida's most beautiful rivers. The property offers a rare combination of mature hardwoods, open meadows, towering shade trees, and a natural sandy beach, creating an unmatched setting for outdoor living, entertaining, fishing, kayaking, boating, wildlife watching, or simply enjoying the peaceful beauty of the Suwannee River. With nearly half a mile of shoreline, there is ample space to create the ultimate family compound while preserving privacy and enjoying uninterrupted river views. Modern conveniences include electric service, well water, septic systems, underground plumbing infrastructure, and fiber optic internet availability, allowing you to enjoy secluded riverfront living without sacrificing connectivity. Located in the heart of Florida's renowned spring region, the property is just minutes from Ginnie Springs, Gilchrist Blue Springs, Poe Springs, and Rock Bluff Springs. Everyday conveniences including grocery stores, restaurants, medical facilities, and banks are approximately ten minutes away, while Gainesville and Lake City are both within approximately forty-five minutes. Adding to the property's unique history, it was formerly Bob's River Place, a family-owned destination that operated for more than 40 years and welcomed visitors from across the country and around the world while earning recognition as one of Florida's hidden gems. The property also includes a Florida Department of Environmental Protection Sovereign Submerged Land Lease covering approximately 22,609 square feet of the Suwannee River. Existing pavilions, gathering areas, and other improvements remain, offering flexibility for future recreational, retreat, hospitality, or event-related uses, subject to applicable approvals and regulations. Whether your vision is creating a private riverfront homestead, establishing a multigenerational family estate, or enjoying one of North Florida's most spectacular waterfront settings, this exceptional property offers an opportunity that is rarely available and difficult to duplicate.
Facts & features
The home at a glance
3
Bedrooms
4
Bathrooms
2,610
Sqft
36.92 ac
Lot size
1985
Year built
Two
Levels
$958
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$15,216 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$15,216/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Branford actives
$958 vs $275
Days on market
144 vs 28 typical
Where $958/sqft sits among the 17 Branford actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Branford
Get to know Branford. See the full Branford guide →
BRANFORD 32008 — neighborhood snapshot
Population
6,263
Median age
39.9
Median income
$49,277
Median home value
$167,600
Avg household
2.56
Households w/ children
711
For the school run
Lafayette County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Branford market
$199K → $255K
Branford median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
9 of 17
Branford actives have cut their price
Median sold price, Branford, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 801% above the BRANFORD 32008 median. See the full Branford market guide →
Paper trail
This home's history
Reality check
What actually sold near 2878 NE 340 HIGHWAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$493,000
6247 NW 35TH STREET
2 bd · 2 ba · 1,680 sqft · $293/sqft · 74 DOM
Sold · Mar ’26$155,000
6669 NW 36TH LANE
3 bd · 2 ba · 1,360 sqft · $114/sqft · 202 DOM
Sold · Feb ’26$190,000
337 NE 937TH AVENUE
3 bd · 2 ba · 1,176 sqft · $162/sqft · 87 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2878 NE 340 HIGHWAY — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2878 NE 340 HIGHWAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2878 NE 340 HIGHWAY FAQs
What would the monthly payment be for 2878 NE 340 HIGHWAY?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $15,216/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2878 NE 340 HIGHWAY?+
The most recent tax bill on record (2025) was $7,540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2878 NE 340 HIGHWAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Branford?+
At $2,500,000, this home is listed about 355% above the Branford median of $549,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2878 NE 340 HIGHWAY?+
Lafayette Elementary School (elementary) — Lafayette County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$2,500,000 runs 801% above the BRANFORD 32008 median — but at 2,610 sqft it's also 31% larger than the typical Branford listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
144 days on market against a Branford median of 28 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Lafayette Elementary School — Lafayette Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE · Christie Di Lemme. MLS #TB8484150.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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