7 ELGIN PLACE UNIT 301, DUNEDIN, FL, 34698
Active139 days on marketListed Mar 6, 2026MLS #TB8484027
About this home
7 ELGIN PLACE UNIT 301
Welcome to “Delightful Dunedin” and your own Tropical Paradise on Honeymoon Island. This 3rd floor, 2 bedroom, 2 bath corner unit condo has been lovingly cared for. This condo offers privacy, comfort, natural light, and all the conveniences in a vibrant 55+ active adult community. Enjoy your balcony nightly as a peaceful space to relax and take in the gentle gulf breezes while watching beautiful skies. The kitchen has been updated and adorned with granite countertops. The large Living/Dining Room has wood floors and overlooks the balcony. In the dining area from floor to ceiling along one wall is a large 13 foot built in buffet for entertaining and lots of storage below. Glass doors on the cabinets above show off your dinnerware and collectables. The condo has a split bedroom plan, the primary retreat has an en-suite bathroom with a walk in jacuzzi tub/shower, a built-in dressing table, one long closet along the hall and an even larger walk-in closet. The community of Royal Stewart Arms features numerous amenities including a large solar heated pool. The clubhouse includes the large main dining and activities area, reminiscent of a view from a cruise ship, with a large fireplace on one end and a large TV on the other. Poker and Ping-Pong tables are stored for your use. The remainder of the clubhouse includes a newly outfitted gym, saunas, baths, pool room, and kitchen. Renovations of the clubhouse are within a few weeks of completion. Fishing pier, tennis/pickleball, bocci, horseshoe, and shuffleboard courts are next to the outdoor benches by the seawall along St. Joseph Sound. Royal Stewart Arms sits right before the entrance to Honeymoon Island State Park on the West and The Dunedin Causeway on the East, which remains a huge attraction with the walkers, runners, and bikers. There are small boats to rent with beaches on both sides. It’s also a go to spot for fisherman, and sunset enthusiasts. Very close by are restaurants, coffee shops, shopping, medical facilities, and Downtown Dunedin. Don’t delay, schedule a viewing today!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,181
Sqft
2.77 ac
Lot size
1972
Year built
One
Levels
$296
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,615 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,615/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.7%
$/sqft vs ROYAL STEWART ARMS
$296 vs $303
Days on market
139 vs 51 typical
Where $296/sqft sits among the 8 homes for sale in ROYAL STEWART ARMS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
6 of 8
ROYAL STEWART ARMS have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 7 ELGIN PLACE UNIT 301
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$293,000
7 ELGIN PLACE UNIT 202 · same community
2 bd · 2 ba · 1,181 sqft · $248/sqft · 84 DOM
Sold · Apr ’26$250,000
9 HAIG PLACE UNIT 612 · same community
2 bd · 2 ba · 1,181 sqft · $212/sqft · 20 DOM
Sold · Aug ’25$440,000
7 ELGIN PLACE UNIT 702 · same community
2 bd · 2 ba · 1,181 sqft · $373/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7 ELGIN PLACE UNIT 301 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7 ELGIN PLACE UNIT 301 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7 ELGIN PLACE UNIT 301 FAQs
What would the monthly payment be for 7 ELGIN PLACE UNIT 301?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,615/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7 ELGIN PLACE UNIT 301?+
The most recent tax bill on record (2025) was $2,956. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7 ELGIN PLACE UNIT 301?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $349,000, this home is listed about 12% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 7 ELGIN PLACE UNIT 301?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$349,000 runs 16% above the DUNEDIN 34698 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
139 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EASY STREET REALTY · Mark Edwards. MLS #TB8484027.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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