745 16TH AVENUE NE, ST PETERSBURG, FL, 33704
Active158 days on marketListed Mar 6, 2026MLS #TB8483620
About this home
745 16TH AVENUE NE
PRICE DROP! ONLY AVAILABLE UNTIL THE END OF AUGUST! OPPORTUNITY KNOCKS! DON'T MISS IT! Rare chance to own a Spanish Mediterranean gem in the heart of Historic Old Northeast, located on a beautiful brick-lined street at 745 16th Ave NE. This architecturally rich residence offers timeless character, incredible bones, and endless potential for the buyer with a vision for restoration. Nestled among multi-million dollar homes this property is a steal. This 3 bedroom + den, 2 bathroom home with detached 2-car garage and oversized carport showcases many original details that make Mediterranean homes so special, including authentic Cuban tile flooring, original hardwood floors, crystal door hardware, elegant crown molding, tile window sills, and graceful architectural arches. Large impact-rated windows and doors fill the home with natural light, highlighting the charm and craftsmanship throughout. The kitchen features custom cabinetry with pull-out storage, cabinetry-panel dishwasher, JennAir French door refrigerator, gas range, and Sharp microwave drawer. The spacious layout includes an oversized bedroom with built-in bench nook and storage, custom closet systems, and built-ins in the third bedroom/office. Major updates completed around 2009 include electrical and plumbing improvements, PVC water and sewer lines, 200 amp Cutler Hammer electrical panel, Eaton garage sub-panel, Lutron lighting, recessed LED lighting, Honeywell smart thermostats, IQ security system, Takagi gas tankless water heater, and water softener. Outdoor spaces include a private side courtyard and brand new landscaping with drip irrigation. The detached garage also features a Daikin mini-split system and washer/dryer hookups, adding flexibility for storage, workspace, or future use. Just moments from Coffee Pot Bayou, waterfront parks, vibrant downtown St. Petersburg, and everything that makes Historic Old Northeast one of the city's most coveted neighborhoods. This is a rare opportunity to create something truly special in an iconic St. Petersburg location.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,613
Sqft
0.12 ac
Lot size
2
Garage
1922
Year built
One
Levels
$744
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$7,631 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$7,631/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+57.7%
$/sqft vs St Petersburg actives
$744 vs $329
Days on market
158 vs 57 typical
Where $744/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Historic Old Northeast
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Historic Old Northeast — neighborhood snapshot
Population
6,785
Median age
52
Median income
$89,071
Median home value
$707,667
Avg household
2
Households w/ children
502
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 50% above the ST PETERSBURG 33704 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 745 16TH AVENUE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$880,500
605 15TH AVENUE NE · same community
2 bd · 2.5 ba · 1,686 sqft · $522/sqft · 16 DOM
Sold · Aug ’25$910,000
615 14TH AVENUE NE · same community
2 bd · 3 ba · 1,714 sqft · $531/sqft · 71 DOM
Sold · May ’26$1,115,000
446 21ST AVENUE NE · same community
3 bd · 2 ba · 1,814 sqft · $615/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 745 16TH AVENUE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 745 16TH AVENUE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
745 16TH AVENUE NE FAQs
What would the monthly payment be for 745 16TH AVENUE NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,631/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 745 16TH AVENUE NE?+
The most recent tax bill on record (2025) was $6,554. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $1,200,000, this home is listed about 176% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 745 16TH AVENUE NE?+
North Shore Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,200,000 runs 50% above the ST PETERSBURG 33704 median — but at 1,613 sqft it's also 19% larger than the typical St Petersburg listing.
02Time on market is leverage
158 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $1,300,000, now $1,200,000 — a $100K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Zach Steinberger. MLS #TB8483620.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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