4812 ELWANA WAY, ZEPHYRHILLS, FL, 33541
Active151 days on marketListed Mar 5, 2026MLS #TB8482971
About this home
4812 ELWANA WAY
This well-maintained move in ready home will invite you in! It is located at the back of the park, so it is very quiet. Upgrades include new motor blower in the 2017 CHA, Florida room reframed, drywall, new windows, new siding, 2 downspouts added, 5 tiedowns added to metal roof, new kitchen sink, and some rooms painted. It is convenient to everything you could want: Doctors, shopping, restaurants, parks, hospitals, theatres, and this park is very active! Like golf? Golf courses in every direction! This park is gated and the fees are reasonable for everything you get here. Call for a time to see your year-round or winter home today!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
528
Sqft
0.07 ac
Lot size
1989
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$789 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$789/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Zephyrhills actives
$178 vs $170
Days on market
151 vs 47 typical
Where $178/sqft sits among the 400 Zephyrhills actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Zephyrhills
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
ZEPHYRHILLS 33541 — neighborhood snapshot
Population
23,913
Median age
57.8
Median income
$55,556
Median home value
$111,300
Avg household
2.21
Households w/ children
1,812
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $363K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
203 of 400
Zephyrhills actives have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 71% below the ZEPHYRHILLS 33541 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 4812 ELWANA WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$75,000
35127 DANNY DRIVE · same community
1 bd · 2 ba · 629 sqft · $119/sqft · 411 DOM
Sold · Apr ’26$98,000
4845 BAKER AVENUE · same community
1 bd · 2 ba · 768 sqft · $128/sqft · 387 DOM
Sold · Apr ’26$90,000
35220 CONDOMINIUM BOULEVARD UNIT 25
2 bd · 1 ba · 621 sqft · $145/sqft · 93 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4812 ELWANA WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4812 ELWANA WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4812 ELWANA WAY FAQs
What would the monthly payment be for 4812 ELWANA WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $789/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4812 ELWANA WAY?+
The most recent tax bill on record (2025) was $406. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4812 ELWANA WAY?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $94,000, this home is listed about 71% below the Zephyrhills median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4812 ELWANA WAY?+
Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ZEPHYRHILLS 33541 market on paper
$94,000 is 71% below the ZEPHYRHILLS 33541 median of $325,000, and at $178/sqft it sits under the Zephyrhills average of $179.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
151 days on market against a Zephyrhills median of 47 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $95,000, now $94,000 — a $1K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 BILL NYE REALTY · Deanna Pelfrey. MLS #TB8482971.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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